Ma Yun told everyone that you can not only shop online, but also borrow money to manage your finances online, and even set up a private bank-Zhejiang Online Merchant Bank.
Even an aunt who sells vegetables will use Alipay to scan the code, and foreigners are also using Alipay. The world is changing so fast!
A while ago, after the ant flower garden was officially upgraded and renamed as the flower garden, all kinds of enclosures pulled powder and expanded the market, and Alipay spread all over the world. The flower beds in Alipay have now penetrated into many consumption scenes. Whether it is online Taobao Tmall or offline supermarket convenience store, it is the battlefield of flower beds!
In recent years, Bai Hua has eroded the bank credit card market with similar functions. Faced with the fierce Internet finance, the sense of bank crisis has increased sharply, and the task of promoting users has increased, and many preferential activities have been launched to users. Alipay has more than 600 million users, which is no joke. A Jedi counterattack is very likely.
1. Comparison of application thresholds for credit cards and flower beds:
It can be said that it is easy to apply for a credit card now. In crowded places, it is often seen that bank staff set up stalls and began to handle cards for others. Basically, as long as you have a work certificate or social security card, you can apply for tens of thousands of credit lines. Of course, each bank has its own different regulations;
Although you can't apply for flowering by yourself, as long as you have a good credit when using Alipay, you can basically spend 100%, and the amount is generally more than several thousand.
Second, the comparison of the use scope of credit cards and flower buds:
The application scope of the two is also different. Credit cards can basically be used in most urban systems, and kitchens can also be obtained in the lobby on the flower beds. Not only large shopping malls and brand stores on high floors, but even the vegetable market close to the people can be paid with flower beds!
3. Comparison of interest-free periods between credit cards and flower beds:
Spend 40 days or more, and the repayment date of spend is fixed at 10 per month. According to the new regulations of the central bank, the longest interest-free period of credit cards can exceed 60 days. If the flower buds are to be staged, the staging fee of 3/6/912 is 2.5%/4.5%/6.5/8.8% respectively.
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