Is the VISA credit card of Shanghai Pudong Development Bank a dual-currency card?
The VISA credit card of Shanghai Pudong Development Bank is not necessarily a dual-currency card. The definition of dual-currency card: refers to a bank card issued by many domestic banks that has settlement accounts in two currencies, namely RMB and ++ accounts, and has the logo of UnionPay and another international bank card organization.
Common international bank card organizations include Visa, Master, American Express, etc. These three international bank card organizations have cooperated with major domestic banks to issue bank card.
Extended information:
Dual-currency credit card
(1) Definition: Dual-currency card refers to a bank card with both a RMB account and a ++ account. The ++ of this type of card usually starts with 4 or 5. The "UnionPay" logo is affixed on the upper right side of the front of the card, and the VISA or MasterCard logo is affixed on the lower right side of the card.
(2) Advantages: Currency exchange fees/Under the current situation that foreign exchange has not been fully liberalized, dual-currency cards bring convenience to people’s consumption settlement for outbound travel. Let RMB and ++ be freely convertible within a certain amount.
(3) Disadvantages:
95% of dual-currency cards currently issued in China are only used domestically, and the ++ account transaction fee does not exceed 5%/currency exchange fee. The ++ accounts of most dual-currency cards are idle, and the channels of overseas card organizations are being occupied in vain.
Baidu Encyclopedia - Dual Currency Card
Baidu Encyclopedia - Dual Currency Credit Card
What does Shanghai Pudong Development Bank Platinum Credit Card visa mean?
visa is the credit card institution logo.
If there is a visa logo on the credit card, you can swipe the card for consumption in areas that support visa card transactions.
VISA, also translated as Visa, is a credit card brand operated and managed by Visa International Organization located in San Francisco, California, USA.
VISA card was issued in 1976. Its predecessor was BankAmericard issued by Bank of America.
Extended information
In addition to VISA, common foreign credit card organizations include JCB and MasterCard.
MasterCard (NYSE: MA) was founded in 1966, with its global headquarters located in New York in the eastern United States.
JCB card (English name: JAPANCREDITBUREAUCARD, Chinese name: Jisimei Card or Ricai Card) is a world-wide international credit card. It is a credit card jointly issued by Japan's Sanwa Bank, Nippon Shinto Bank, Mitsui Bank, Kyowa Bank, and Daiwa Bank in 1961. The credit card has been issued and circulated in 190 countries and regions around the world.
Baidu Encyclopedia-VISA
Baidu Encyclopedia-JCB (world-wide international credit card)
Baidu Encyclopedia-MasterCard
Shanghai Pudong Development Bank Can a visa be opened with a credit card?
1. Shanghai Pudong Development Bank VISA card application process:
1. Provide material proof: provide ID card, guarantor ID card, deposit (some banks require ) and so on;
2. Fill in the credit card application form: fill in an application form and give it to the bank;
3. Review: Shanghai Pudong Development Bank will review the applicant's occupation, income, and guarantor , the authenticity of the property, etc.;
4. Card issuance: If the Shanghai Pudong Development Bank visa credit card application conditions are met, the bank will mail the credit card to the applicant in a timely manner.
2. Conditions for Shanghai Pudong Development Bank visa credit card application:
1. Application is limited to customers under 30 years old (inclusive) with a full-time undergraduate degree or above;
2. Customers over 30 years old who apply for Youth Card will be converted to apply for Pudong Development Bank Standard Credit Card;
3. If the applicant is a graduate of a foreign institution, it is recommended to apply through branch channels and provide a certificate issued by the Study Abroad Service Center of the Ministry of Education Foreign academic degree certificate;
4. Main card applicants: 18-60 years old;
5. Supplementary card applicants: individuals between 16-65 years old.
Extended information:
If there is a visa logo on the credit card, you can swipe the card for consumption in areas that support visa card transactions.
VISA, also translated as Visa, is a credit card brand operated and managed by Visa International Organization located in San Francisco, California, USA.
VISA card was issued in 1976. Its predecessor was BankAmericard issued by Bank of America.
In addition to VISA, common foreign credit card organizations include JCB and MasterCard. MasterCard (NYSE: MA) was founded in 1966 and has its global headquarters in New York, in the eastern United States.
Baidu Encyclopedia - Pudong Development Bank Platinum Card
Baidu Encyclopedia - VISA
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