Bank of Communications will automatically renew its credit card after it expires. If the automatic card replacement conditions are met, Bank of Communications will send a message to remind you to change the card and confirm the address before the card expires. According to the mailing address of the main card registered in Bank of Communications, the card will be exchanged for free 45 days before the last settlement date, and it is usually received about 1 month before the old card expires. Therefore, when the credit card expires, Bank of Communications will automatically issue a new card.

Can I use my credit card after it expires?

The credit card is valid and cannot be used after expiration. If users want to continue to use credit cards, they can apply for credit cards through customer service calls or directly at bank outlets. However, changing a credit card does not mean that the credit card limit will be adjusted. If users often use credit cards and keep a good repayment record, they can apply to the bank for an increase after half a year.