Whether the Pudong Credit Card account is easier to be a white account depends on other materials submitted by users. If the user is a white account, more financial certificates will be submitted at this time, and then the bank will approve the card. If an individual cannot prove his repayment ability, the bank will be very cautious in the audit and the credit line given by the bank will be very low.
If the application for Shanghai Pudong Development Bank Credit Card is rejected, you can apply for a debit card at Shanghai Pudong Development Bank, and then deposit a certain amount of money in the debit card, preferably every month, so you can try to apply for Shanghai Pudong Development Bank Credit Card again after three months. At this time, the probability of bank approval is great, so you don't have to worry that users can't return.
Pufa Credit Card can be applied through bank counters and online banking. You can choose different card types when applying, and different cards contain different rights and interests. Users can choose the appropriate one according to their own needs. It is worth noting that the rights and interests contained in credit cards can save cardholders more money.
It is worth mentioning that Shanghai Pudong Development Bank recently launched a youth card (graduate version), requiring cardholders to complete registration after graduation. Before graduation, Shanghai Pudong Development Bank Youth Credit Card (Graduate Edition) provided cardholders with the same payment function as a savings card, that is, there must be a balance in the card before it can be used to pay for consumption.
Finally, no matter what credit card you use, you must return it on the repayment date, and there can be no overdue situation, because there will be penalty interest after the overdue, and the longer the time, the more penalty interest. In fact, if you can't repay it on time, you can use installment repayment or minimum repayment amount, which can reduce the monthly repayment amount and there will be no overdue.