Of course, it is best to pay it off in full. If you are not sure, you can change the minimum repayment amount, but you can't repay it in full after overdraft, and you still have to pay off the minimum repayment amount, even without the difference. After the credit card is cashed out, the handling fee and interest should be deducted, and the handling fee and interest should also be returned when repayment is made, otherwise the interest will still be counted. It is recommended that you repay the loan 1-3 days in advance to avoid the different arrival time caused by different repayment environments.

There is no interest-free period for credit card withdrawal. The first second you withdraw your cash, your interest will enter the bill. ICBC's interest is calculated on a daily basis, subject to real-time entry. As long as the cash is withdrawn, it will immediately generate the daily interest of the day, which is five ten thousandths of the cash withdrawal amount. For example, if you withdraw 2000 yuan, the interest will be one yuan per day. Even if you press the wrong button, as long as you withdraw cash, interest will be generated every day. So you have to pay everything back, but don't worry, the interest is not much, just pay a few more dollars. In addition, ICBC defaults to repay the withdrawal amount first. For example, if you mention 500 yuan, spend 500 yuan with your credit card, and you return 500 yuan. In any case, the withdrawal amount will be automatically returned first. Cash back first is the default mode of ICBC.