1. If the cardholder dies in an accident, such as a car accident, medical accident, etc., the cardholder will definitely receive a compensation. If the family members cooperate with the cardholder in repaying the card, the bank may take back the repayment. If the family does not cooperate, the bank will sue to recover the arrears. If the debt is greater than the legal fees, you may sue. If the debt is less than 500, it will basically be considered a bad debt.

2. If the cardholder had property during his lifetime, a sum of money may be left at home, or may be stored in a bank other than the cardholder's credit card issuing bank. Immediate relatives can use this part to pay off the card debt.

3. If the immediate family member does not have the capacity for civil conduct or the ability to repay the loan, the bank will check whether the card owner has any property or inheritance. If there is no property or inheritance, the bank will treat it as a bad debt.

4. The only thing other than bank deposits is houses. First of all, private houses cannot be bought or sold. Assuming it is a commercial house, if the area is less than 65 square meters, if the bank sues to the court, the court will not enforce the judgment.

5. The debt incurred by the overdraft credit card is the joint debt of the husband and wife, and should be repaid by the joint property of the husband and wife. If the joint property of the husband and wife is insufficient to repay, the cardholder shall have no other personal For property, the other spouse should still continue to repay.

Inheritance after the death of a citizen should be divided after the debts of the deceased have been paid off. If it is found after the division that the deceased has unpaid debts, the heirs should repay the relevant debts within the limit of inherited property.