I received a text message from Minsheng Bank, saying that I can apply for a special cash installment limit of 50,000 yuan, and this limit will not occupy the credit limit. After the application is successful, it can be transferred to the debit card in my name for use. This is very puzzling. After all, in the impression that Minsheng Credit Card cash installments occupy the credit limit, what is the special limit for cash installments? Is it available to everyone? If you also have such questions, you may wish to learn more about it together.

What is the special limit for Minsheng Credit Card Cash Installment? After receiving the text message, I immediately called the Minsheng Credit Card customer service hotline 400-669-5568, and was transferred to the manual service to raise questions to the customer service. The customer service lady told Minsheng Credit Card Cash Installment There are two types, one is to use the consumption limit for installment, and the other is to use the special cash installment limit. The former will occupy the credit limit, while the latter is an independent loan limit outside the credit limit, which can be said to be a people's livelihood credit card loan. In addition, the special limit for cash installment of Minsheng Credit Card is higher than the credit limit, which is generally about 3 times the fixed limit. The specific limit is reviewed and adjusted in real time by the system based on the user's credit status, so this limit is not set in stone, and you may even have it today. There is a special quota for cash installment, but after a few weeks or months there is no limit.

How to obtain the special cash installment limit of Minsheng Credit Card? Users need to apply for the special cash installment limit of Minsheng Credit Card. Users can follow the "Minsheng Credit Card" WeChat official account, enter the official account and click "Apply for a Card·Borrow Money" in the bottom menu bar "-"Borrow money·Instalment", select "I want to borrow money" in the pop-up dialog box, select "Use special cash installment quota" in the jumped cash installment interface-"Click to see how much I can borrow", and then Click "Amount Evaluation" to see your limit, then enter the installment amount, query password, and mobile phone verification code. After confirming the application, just wait for the bank's review. Generally speaking, if the quota is determined through the quota assessment, then your application will be reviewed by the bank unless there are any accidents. Minsheng Bank will usually process it around 15:00. If the transaction is successfully processed on the same day, it will be regarded as a same-day transaction and will be processed on T +1 working day for lending. It is recommended to choose to lend to the Minsheng Bank debit card in your name, which can be credited in real time. The above is "What is the special limit for cash installment of Minsheng Credit Card? How to obtain it?" I hope it will be helpful to everyone.