1. The credit card was locked, probably because the wrong password was entered more than three times. Automatically unlock after 24 hours.
2. If the credit card is overdue, the bank will lock it. Please pay the overdue amount as soon as possible, and then call the credit card center of the issuing bank to unfreeze it.
3. When withdrawing money or inquiring, if the bank card is locked due to repeated incorrect password input, you can reset or retrieve the password at the nearest bank service personnel.
What are the prerequisites for applying for suspension of payment?
The prerequisite for stopping interest payment is the bank's judgment on the ability to repay without compensation. Usually, when the designated credit card users are seriously overdue and the bank can't collect them, it is a desperate measure taken by the bank to avoid the rising bad debt rate. After the cardholder applies for payment suspension, during the payment suspension period, the customer only needs to repay as agreed, and no interest will be generated. However, in the credit investigation, it will be shown as bad debts until the repayment is completed and cancelled. To sum up, this will have an impact on personal credit information.