Reason 1: Suspected cashing leads to freezing.
If you frequently use pos machines to withdraw large amounts of cash, especially through capping machines, which causes UnionPay to doubt your credit, Industrial Bank will reduce your credit card limit, and if the circumstances are serious, it will directly seal the card.
Reason 2: Repeated overdue repayment.
The solution is to repay the loan in full or in installments. Call customer service at 9556 1 and ask the customer service staff to unfreeze it. The final result may be reduced, but if your overdue times are not many, the general customer service will unfreeze it.
Reason three, two clear POS machine set code, jump code.
At present, the market is full of second clearing machines, and the consumption records of credit cards are in a state of chaos because some of them use the big merchant model. If you spend 100 yuan in a store in Guangzhou, the registration information of the Qing Er POS machine used by the other party in Industrial Bank may be in another city. Once you spend money on another POS machine of another merchant on the same day, if you encounter the same situation, you will have credit card records in several different cities within one day, which is very easy to be monitored and seized by Industrial Bank, and your credit card will be frozen.
In order to ensure the smooth transaction, please try to avoid the above operation.
The above is my love card Bian Xiao's answer to this question. For more credit card questions, please go to my love card website for consultation.