Under normal circumstances, the credit card limit will not be reduced for no reason, and the bank will not reduce your credit card limit without special application. The landlord can check whether he has misremembered the credit card limit first.

If it is determined that the quota is reduced, it may be due to the following reasons:

1. The credit card is suspected of cashing out.

2. Often overdue

3. Less credit cards and wasted credit lines.

If the landlord thinks that his current credit card limit is too low, he can also apply to the bank for cash withdrawal, take the initiative to apply electronically or call the bank customer service to adjust the credit limit. The most common way is to swipe your card frequently, and then take the initiative to apply within one to six months according to the withdrawal rules.

Customers who meet the following criteria and have no bad credit history can increase their credit limit:

1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;

2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;

3. After reaching the credit line level of 1 1,000 yuan, the credit line can be adjusted to 2,000 yuan in at least 3 months after accumulative consumption of 500 yuan.

If it is still unclear, you can call ICBC at 95588.