As we all know, you have to pay an annual administrative fee to the bank for using a credit card, but in order to stimulate everyone's consumption, banks usually provide certain annual fee-free policies. Today, we will take the China Merchants Bank CarCard car owner credit card as an example to introduce to you the annual fee charging standard of this card.

1. Annual fee charging standards for China Merchants Bank CarCard credit card owners: Main card: the annual fee is 300 yuan/year, supplementary card: the annual fee is 150 yuan/year.

2. The annual fee-free policy for China Merchants Bank CarCard credit card owners is free of annual fees in the first year. A single card can be used for 6 purchases at any time, with no limit on the amount and transaction form. In other words, online shopping is also included in the number of purchases and can be waived. The card has an annual fee the following year, and so on.

3. The annual fee deduction time for China Merchants Bank CarCard owner’s credit card. Regarding the annual fee deduction time, it is not based on the natural month or natural year, but is based on the card issuance date (the card issuance date is attached to the card when the card is issued). on the paper or call customer service to inquire), the 12 months after the card issuance date shall be considered as one year. For example, if the validity period marked on the card is 07/18, it means that the credit card will expire at the end of July 2018. The annual fee cycle is from August 1st of each year to July 31st of the following year. The annual fee will be charged on the bill in August each year. Reductions and exemptions received. CMB CarCard car owners can get the annual fee waived for the following year by swiping their credit card 6 times, which is very easy to achieve. Introduction, , you can apply for this credit card quickly and safely.