1. Handling credit card cash installment: the cardholder voluntarily applies to the bank. After the bank approves, the amount applied by the cardholder will be converted into cash and deposited in the designated debit card, and the cardholder can return it according to the specified number of installments.
2. cash advance: users can withdraw money directly from the ATM of the bank with their credit cards;
3. Credit card loan: For large consumption such as car purchase and decoration, the bank will give a certain loan amount according to the credit status of the cardholder, and the cardholder will repay the principal in one lump sum and in installments.