Merchant Card is another commercial credit product for small and micro enterprises and self-employed households launched by Guangfa Bank after "Shang Hong" and "Shang Lian". In addition to the basic functions of debit card, Guangfa Merchant Card also has special functions such as financing, settlement and value-added. Compared with merchant card and merchant card, merchant card's biggest feature is that it supports a variety of guarantee methods, such as credit, mortgage, pledge and joint guarantee. The longest term can reach 10 year, and the maximum amount is100000. It also supports various repayment methods. Learn about the business of China Merchants Card of Guangfa Bank with me.

How about the merchant card of Guangfa Bank?

Merchant cards are specially designed for businessmen. In addition to the above characteristics, it also has the characteristics of borrowing and returning, daily interest and fast loan (the fastest day to lend money). In addition, borrowers can also enjoy comprehensive services such as POS machine fee reduction and preferential loan financing.

Application conditions of Guangfa Business Card

Target: private entrepreneurs, self-employed, business representatives, business partners, etc.

1. Age: 25~60 years old;

2. Chinese mainland residents have been operating in the local area for three consecutive years;

3. Have sustained and stable business income and good credit record.

Meet the above conditions, you can apply. Users who successfully apply for "Shanghong" or "Shanglian" loans from Guangfa Bank can be directly issued with investment cards.

Guangfa merchant card interest

As Guangfa Merchant Card supports various loan methods, the loan interest rates corresponding to credit loans and revolving loans are also different. In addition, the loan interest rate is also directly related to the applicant's qualifications. Please refer to the final approval result of Guangfa Bank for details.

Of course, before applying, you can also call the hotline of China Guangfa Bank at 400-830-8003 to find out the loan interest rate and repayment of China Merchants Card.