Yes. China Merchants Bank's exclusive consumption installment credit card has an annual fee, which can be waived by swiping the card for consumption. Exclusive consumption installment credit card refers to a special installment card issued after the cardholder puts forward consumption needs to the bank and is approved by the bank. Cardholders can apply for the installment card through self-service channels such as the official bank credit card client and credit card customer service hotline. Specifically, The application channels and application procedures are subject to actual conditions.