You can check credit card interest by calling the bank’s customer service hotline for manual transfer, or by logging into the WeChat official account or logging into mobile banking.
However, there is generally no interest for normal use of the card. Interest will only accrue for late repayments or overdrafts.
Supplementary information:
Credit card statements can be queried through the following methods,
1. Query on the official WeChat public account. Follow the bank's WeChat official account and follow the steps to handle bill inquiries on your own; log in to mobile banking for inquiries. To check credit card consumption details through mobile banking, you need to first log in to mobile banking, select the credit card, and click Bill Inquiry to see the consumption details for the current month;
2. Query by calling the bank. To check credit card consumption records and bill details, you can call the customer service department of the bank to which the credit card belongs. You can consult the bank's credit card customer service department and enter your personal information to check the consumption records. The bank will send a bill every month with detailed consumption records;
3. Online banking inquiry. To log in to the official website of the credit card issuing bank, you only need to click on the account inquiry service to inquire. After entering your credit card number, verify your phone number and password. On the account management page, click on the issued statement inquiry, then click on the monthly statement, and finally click You can find your consumption details in the bill details. If the cardholder's bill has not been issued, you can click on the outstanding statement to query.
4. Another way is to obtain your own credit card consumption report. At this time, it is better to choose a public account platform like Card Detailed Check, which contains the cardholder’s credit card. Consumption index, consumption records, consumption amount, consumption frequency, consumption period, consumption area, overseas consumption and other information.
5. Not only can you understand your own consumption records, but you can also conduct a comprehensive score on the cardholder's credit card usage. Credit card interest is calculated on a daily basis, interest = unpaid amount * number of days unpaid * 0.05. Credit card interest will only accrue interest in the case of overdue repayment, minimum repayment, overdraft withdrawal, etc.