What's the use of Pudong Development Credit Card in 2 yuan?
Pudong Development Credit Card in 2 yuan means that cardholders can enjoy some rights when they are in consumption abroad, such as cash back. It has a free 2-month experience period, and then it is automatically renewed quarterly. If you want to cancel this privilege of "playing around the world", you should directly call the customer service telephone number 95528 of Shanghai Pudong Development Bank or the credit card hotline number 4-82-8788, 21-38784988, and apply to the customer service staff through manual service. After the customer service staff verifies your identity, it will cancel it for you.
restrictions and precautions for overseas cash withdrawal of credit cards of Shanghai Pudong Development Bank
The Dragon Boat Festival is coming, and many friends are traveling together. Credit cards are definitely necessary, but sometimes what should I do if I can't swipe my card and only give cash? The function of withdrawing cash by credit card plays a great role, but there are other restrictions besides the handling fee for withdrawing cash by credit card, do you know?
in addition to charging fees for overseas cash withdrawals, banks have also made corresponding regulations on the amount of cash withdrawals. Generally, the daily withdrawal limit of UnionPay channel is equivalent to RMB 1,. However, international cards are subject to another set of standards. Under the same account, Visa or MasterCard can't exceed the equivalent of $1, a day, $5, a month, $1, a month and $2, a year. If you use an international debit card to withdraw money from the UnionPay channel, the maximum amount will still be implemented according to the UnionPay standard.
knowledge that Shanghai Pudong Development Bank must know to withdraw cash from credit cards abroad:
1. Inquire about the ATM location before going abroad
Many ATMs abroad will not post the UnionPay logo. Cardholders can find the ATM location abroad on the website of UnionPay before going out, and then go directly to the designated bank to withdraw cash. However, overseas ATMs must have the UnionPay logo.
what do you mean by cash withdrawal and cash withdrawal of credit cards? What is the difference?
2. Enter the first four digits in case of a four-digit password
In China, the password of debit cards is generally six digits, while in many European countries, ATMs are all four-digit passwords. Cardholders can directly enter the first four digits of the domestic password and withdraw cash directly.
there is still a handling fee for withdrawing money without interest on credit cards
3. Remind merchants to use the UnionPay channel before swiping the card
There are two types of credit cards issued in China: single currency and dual currency. Some dual-currency cards jointly issued by UnionPay, Visa and MasterCard can also use the UnionPay channel overseas. Cardholders should remember to remind merchants to use the UnionPay channel before swiping the card, which can save a money conversion fee.
4. You can get your card within three days after swallowing it.
If you lose your bank card abroad, the cardholder can immediately call the domestic card issuer to report the loss, and wait until you return to China to issue a new card. In case of ATM card swallowing, you should go through the card-receiving formalities at the ATM branch with valid documents such as passport within 3 days from the day after card swallowing (postponed in case of holidays). If the card is not received within 3 days, the card will be destroyed, and the cardholder can apply to the issuing bank for a replacement card after returning home.
Pudong Development Credit Card will innovate credit card consumption and provide for the aged
5. Cash support service can be used in case of emergency
In case of emergency abroad, cardholders can use overseas emergency cash support service. The cardholder can call the customer service hotline of the domestic issuing bank or the customer service hotline of UnionPay to apply overseas, and then go to the emergency cash support network to collect cash. The emergency cash support can be completed on the same day at the earliest.
six tips for credit card repayment of Shanghai Pudong Development Bank don't worry about easy repayment
6. The cardholder has a surplus of US$ 5, equivalent in foreign exchange purchase quota in that year
This is a hard requirement. In fact, in order to ensure your repayment, the bank is telling cardholders that they can't withdraw cash abroad without this financial strength. And there must be RMB equivalent to the cash withdrawal and handling fee in the card.
warm reminder: the bank to which each ATM belongs has a daily cash withdrawal limit, and the specific amount is different. Although it is still convenient to withdraw cash from abroad, it is not as good as that from home after all. Taking the existing handling fee cost and exchange rate fluctuation abroad is a double risk. Therefore, it is wise for cardholders to prepare a certain amount of local currency or local common currency, such as US dollars or euros, to go out. It should be noted that many banks need to make an appointment to exchange small amounts.
How to close the credit card of Shanghai Pudong Development Bank in consumption abroad
Users of Shanghai Pudong Development Bank can cancel the card at the issuing bank with their ID card and bank card, and the counter staff will automatically cancel the bank card after verifying their identity.
consumption abroad needs mainly:
1. Try to swipe your card by reading IC chips, not by swiping magnetic stripes.
2. When using the card, don't leave your sight.
3. Because you don't need a password for overseas credit card spending, you should sign the reserved signature on the back of the card.
4. prevent loss. if it is lost, call the bank customer service to report the loss as soon as possible.
5. In some areas (mainly Southeast Asian countries), card theft and card cloning are common. If possible, reduce the number of credit card spending outside banks and ATMs.
This is the end of the introduction of consumption abroad Pudong Credit Card and consumption abroad Pudong Credit Card. Have you found the information you need?