At present, it is relatively safe to open online banking with credit cards. Nowadays, the security of domestic online banking is relatively high, and it is safe to open online banking with credit cards.

When using a credit card to pay online, if you enter the wrong online banking password more than three times in a row, the online banking will be temporarily frozen. The cardholder needs to wait until the account status returns to normal (30 minutes) before making transactions; If the online banking password is incorrectly used more than ten times in a row, the online banking will be permanently frozen, and the cardholder needs to go to the counter to unfreeze the card.

Now, both banks and websites have taken many measures for security, so the safety factor is still very high.