Hello, after the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.

For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is RMB10,000 yuan, and the handling fee of each installment is 3000×0.9% = 27 yuan, which will be paid off in three installments.