Malt Loan is a mobile phone loan software launched by Nanjing Malt Jin Fu Data Technology Co., Ltd. The platform mainly provides its own services for people with financial needs such as blue-collar workers and small white-collar workers. The general loan amount is 3000- 10000 yuan, and the specific amount depends on the borrower's personal situation. The platform supports repayment cycles of 3, 6, 9 and 12, and borrowers can
The malt loan platform mainly provides personal credit loan services for users with capital needs. To obtain a loan on the malt loan platform, users need to meet the loan conditions: the borrower must be a legal citizen of China over 18 years old, with a stable job and income and a good personal credit record; Users who meet the basic conditions of the loan can download the malt loan APP and apply for a loan through mobile phone operation. Users need to register as malt loan users with their real-name authenticated mobile phone numbers, and then fill in their real names and ID numbers for authentication. The malt loan platform will evaluate the information submitted by the borrower and the borrower's own credit information, and give the borrower a pre-granted amount. After approval, users can submit a loan application on the app homepage for review. Only users who pass the audit have the opportunity to obtain loan funds.
Is there a credit report for malt loan?
After users apply for loans on the malt loan platform, they need to repay the arrears in accordance with the regulations. At present, users can bind the repayment account and repay automatically. The system will deduct the arrears of 17 to 20 years from the bound bank card on the repayment date and the next afternoon, so users are advised to ensure that there are enough repayment funds in the repayment account before the repayment date, and users can also take the initiative to repay in the malt loan app. If the user fails to repay the loan before the repayment date, the platform will regard the borrower as overdue. Generally, if the user is overdue, the platform will upload the borrower's overdue record to the credit information system, which will leave a stain on the borrower's personal credit. However, it takes time to upload the credit information, so if it is accidentally overdue, you must repay it as soon as possible. Generally, it is overdue 1-3 days, and there is still a chance to recover it. The platform may not upload credit information. Which loan platforms have low interest rates and high quotas? Pay attention to the official account of WeChat WeChat "Kangbo Finance" (ID: youqianlab) and reply to "Loan" to get it.