Extremely financing loan is a formal company, and extremely financing loan is a loan product of Rongxin Microfinance Company. At present, the maximum loan amount is 30,000 yuan, which can be divided into 12 months at the longest. You only need to provide personal authentication and face recognition, and it will generally arrive in 1 to 7 working days.
1. What are the terms of the loan?
The loan applicant has full capacity for civil conduct, the applicant is over 65,438+08 years old, the maturity date of the loan is not over 65 years old, and he has a permanent residence or valid identity certificate in the town where the loan bank is located. The applicant has stable income, good credit and the ability to repay the loan. After the consumer intention is clear, the relevant consumer contract is signed to provide the borrower's approval guarantee, and the lending bank needs to review its loan conditions. Identity certificates and marriage certificates of the lender, spouse and co-borrower; Borrower's (husband and wife's) bank card; Purchase contract or agreement. Identity certificates and marriage certificates of the lender, spouse and co-borrower; Borrower's (husband and wife's) bank card; Proof of professional income of the borrower and co-borrower; Purchase contract or agreement.
Second, what if the loan is not repaid?
You can take the initiative to contact the platform to apply for extension or installment payment, so as to gain more repayment time for yourself, and at the same time, it can also show that you have a higher willingness to repay. Under normal circumstances, consumers can apply for repayment by installments, but they can only pay extra handling fees. In the future consumption life, we should properly control the shopping impulse, make reasonable shopping and reduce the repayment pressure. You should know that when you contact your credit manager, he may lose this year's bonus because of the usual problems in the project, so you are a "community of interests". There is something wrong with the cash flow. As long as you communicate your difficulties with the account manager in time, to tell the truth, he will definitely help you find a way.
If loans overdue, the consequences will be more serious. In addition to being collected by the bank, credit will also be blacklisted, which will have a great impact on your future life. Therefore, when you can't repay the loan, you must try to avoid overdue.