1, consult the customer service staff of the bank. Usually, you can use WeChat for trading. If you show that the bank refuses to trade when transferring money on WeChat, it means that there is something wrong with your bank card, and the bank will freeze the corresponding business. The reason for this is to better safeguard the safety of customers' funds and protect the interests of consumers. You need not be nervous. In this case, you can consult the bank customer service to see if there is any problem with the bank card and follow the customer service staff. See if it's your problem. In this case, it is likely that the previous use exceeded the limit, so the bank will refuse to trade the next time. Then when you transfer money by bank card in the future, WeChat will remind you that there is no way to trade, because your amount has reached a certain limit and there is no way to trade any more. Of course, this situation may also be that you have entered the wrong password many times, so there will also be payment failures during the payment process, so you need to see if there is anything wrong with the operation of the mobile phone. If this happens, you don't have to worry. Generally, you can transfer money the next day. 3. Consult WeChat customer service staff. If it is not because of your own operation or bank card, you can consult WeChat customer service to see if there are any mistakes in the payment process and see how the customer service answers. After that, you can make the next decision according to the feedback from the customer service staff. The bank refuses to trade, or it may be the following problem: 1. The credit card has expired. 2. The magnetic stripe is damaged and the data reading of the chip card fails. 3. Credit cards are consumed in non-bank supported businesses. Nowadays, many banks strictly control the transactions of credit cards in consumer fields such as house purchase and investment. For example, China Construction Bank stipulates that credit cards should not be traded in domestic real estate business and real estate tax business, and limits the transaction amount for time-sharing housing business, life insurance business, domestic real estate business and tobacco business. 4. Credit cards with bad transaction records. The card used by consumers for payment has bad transaction records, such as refusal to pay. In this case, the transaction will be directly rejected by the bank, and it is necessary to contact the bank to replace the invalid credit card with a normal credit card to continue the transaction.
Second, why did the installment credit card suddenly stop?
If the installment credit card suddenly stops, you need to contact the issuing bank to find out the reason for the card stop.
1. One is that the bank thinks that the credit card transaction is abnormal and may be attacked by hackers or other lawless elements, so for the safety of the cardholder, the bank will freeze the credit card, which will lead to the suspension of the credit card.
2. Another reason is that the cardholder fails to repay the loan on time for more than three consecutive months, and the issuing bank has the right to unilaterally stop using the credit card. In this case, even if the credit card is disabled, the cardholder's bill still exists, and the late payment fee and interest will continue to increase. If the amount reaches the bank's regulations, the bank can allow cardholders with large amounts to face penalties.
3. If the credit card is stopped for the first reason, the handling method is as follows: the cardholder can call the card issuing bank and ask the bank to reissue the credit card, open the card directly after getting a new card, and cut off the original credit card at the same time.
4. If the credit card is suspended for the second reason, the treatment method is as follows: after the credit card is suspended, the cardholder had better repay in full, and at the same time, in order to avoid blacklisting the credit record, it is best to reactivate the credit card and repay it for 24 consecutive periods on schedule to offset the original bad credit record.
Three, the credit card reflects the suspension of use, but the annual inspection of the loan card is qualified.
This situation is rare. If you really pass the annual inspection and your credit card doesn't, then the credit card will not be suspended. In addition, if there are non-performing loans, the loan card will not be suspended, so it is most likely to be suspended and frozen. Another possibility is that PBOC made a mistake. These two aspects can be tried. hope this helps
4. What happened when the credit card was stopped by the bank?
The transaction was stopped because the repayment was not timely and overdue.