Will Guangfa call my parents after the expiration of the credit card period?

If I don’t cooperate, I will call.

It depends on the overdue time and the attitude of the cardholder. If the cardholder is overdue for more than three months and the cardholder cannot be contacted or directly refuses to repay, the bank will call his or her family. , ask their family members to help contact the cardholder and urge them to repay, or directly ask their family members to help repay the card.

Guangfa Bank provides credit card holders with a three-day repayment period. Cardholders only need to deposit the current amount into the credit card in a timely manner before 24:00 on the third day after the final repayment date of each period. The amount of debt that should be repaid can be regarded as normal repayment.

Will Guangfa call the address book if its credit card is overdue for 4 days?

Yes.

Guangfa Bank will call the contact person if the loan is overdue for about half a month. Bank loans are different from online small loans. When the loan is 3-7 days overdue, it mainly uses text messages to remind the borrower to repay.

The borrower's phone number will be called for collection if it exceeds 7 days, and if the payment is overdue for half a month, the contact's phone number will be called for collection. Borrowers can negotiate with China Guangfa Bank to defer repayment, which can prevent family or friends from receiving collection calls.

Will Guangfa Credit Card (debit card) make phone calls to the company?

Guangfa Credit Card (debit card) usually calls the company to conduct a credit investigation return visit to ensure that the card application information provided by the applicant is authentic and credible. If the bank's call to the company cannot be reached or no one answers, Then, the credit card (debit card) application will fail. However, it is also possible that Guangfa Credit Card (debit card) does not call the company, but calls the applicant himself for a return visit or does not return the call.

Regardless of whether Guangfa Credit Card (debit card) will call the work phone, after submitting the credit card (debit card) application, you must make sure that there is someone to answer the call at the work, and can help you successfully complete the credit report interview.

That’s it for the introduction of whether Guangfa Credit Card can make phone calls.