Current location - Trademark Inquiry Complete Network - Overdue credit card - How to increase the limit of ICBC official card
How to increase the limit of ICBC official card
ICBC's official card has increased the credit limit.

1. Long-term quota adjustment of official card of China Industrial and Commercial Bank.

The cardholder applies to any branch of ICBC and submits a new financial income certificate. ICBC will conduct an audit according to its past card use history and repayment records. After the audit, the cardholder can adjust the credit card limit appropriately.

2. Adjustment of temporary quota of official card of China Industrial and Commercial Bank.

When using the official card of ICBC, if it is found that the approved credit limit is not enough and it is necessary to increase the credit limit of the card, you can call the 24-hour customer service telephone number 95588 and contact the customer service specialist manually to apply for a temporary increase in the credit limit. Generally, it takes at least 3 months to apply for a card before you can ask for an increase in the quota. The temporary limit of international card can be increased by 10% through 95588-6 international card self-service or online banking, and the validity period is 1 month. Self-service withdrawal can only be used 1 time every 3 months.

Cardholders of ICBC official cards can dial 95588 to adjust the credit line, or the central budget unit can submit a written application for adjusting the credit line with the official seal of the unit (or the official seal of the personnel department/the official seal of the financial department) to the account manager of the account opening branch, so as to apply for increasing the credit line for one or more cardholders.

At the same time, ICBC will adjust the credit limit of its official card according to the credit status of the cardholder, and notify the cardholder and the financial department of the cardholder's unit in time. For increasing the credit limit, ICBC will obtain the consent of the financial department of the cardholder's unit in advance.