The grace period for Industrial Bank credit cards is 3 days. If you pay off the credit card within 3 days of the credit card repayment date, it will not be considered overdue. If it exceeds 3 days, it will be considered overdue. In addition to setting a grace period for users, Industrial Bank's credit cards also set a repayment grace limit of 10 yuan. It is recommended that cardholders remember the repayment date and develop the habit of timely repayment to avoid affecting their credit score.