ICBC's wealth card, also known as Jucai Wealth Card, is a debit card, which has all the financial functions of a debit card. This card has no clear classification, because it is not a credit card, but a savings card. Therefore, the "level" of this card mainly depends on the services and functions it provides and the application requirements. To handle this card, you need to pay the 50 yuan business card printing fee first, and then you need to upgrade the card to a first-class account in order to reduce the annual fee and small account management fee.