Minsheng Bank's credit card once had an over-limit service. The cardholder only needs to send a text message to apply for opening. However, according to the relevant provisions of the Notice on Credit Card Business issued by the People's Bank of China, Minsheng Bank stopped providing over-limit service from 20 17 1 and did not resume this service until 20 19.
So everyone can only spend within the credit card limit. But if the credit card limit is not enough, you can apply to the bank for a temporary limit.
There are several application channels:
1, log in to the National Life APP- Select-Adjust the quota;
2, computer login customer service official website-"my credit card"-"I want to adjust the quota" application;
3. Jinpu cardholders can call the hotline 40066-95568 to apply, and Platinum cardholders can call 400-8 10-8008 to apply.
After submitting the application, Minsheng Bank will get the result according to the account situation at the time of application and the comprehensive score of the system. If the comprehensive score reaches the standard, the application can be successful, otherwise the application will fail.
It should be noted that the validity period of the temporary quota application is only 30 days after it is successfully applied, and it will automatically expire after it expires. The next application requires three bills, which means three months apart. If a temporary credit line is used, it must be repaid in one lump sum, because the temporary credit line of Minsheng Bank does not support installment or minimum repayment.
The above is the introduction of "How to open the overrun function of Minsheng Credit Card", hoping to help everyone. In a word, Minsheng credit card can no longer open the over-limit service. If the quota is not enough, you can apply for a temporary quota according to the above method.