1. Bill installment

Bill installment is a new installment payment product launched by Guangfa Bank. You can flexibly choose the installment payment method provided by Guangfa Bank according to your own financial situation. , bringing you more convenience and making your life more comfortable.

2. Merchant Installment

When customers purchase goods or services from a merchant signed by China Guangfa Bank, they must use the designated method to apply to China Guangfa Bank to share all or part of the price of the purchased goods or services. Payment is made in several installments (months). After the real-time authorization and amount approval by Guangfa Bank's backend, Guangfa Bank advances the price to the contracted merchant on behalf of the customer, and the customer repays the payment to Guangfa Bank on time according to the Guangfa Bank bill.

3. Interest-free installment payment for “Everything” launched by Guangdong Development Bank. As long as a single purchase exceeds RMB 500, you can call 95508 Register for installment payment.

4. Mail-by-mail installments

Mail-by-mail installments, product providers are also mainly **digital, and **tech, etc., the installment methods and recruitment- OK. The control of the quota is based on the two forms of freezing and non-freezing after the audit, mainly depending on the audit results.

Instalment payment handling fee of Guangfa Credit Card: Installment handling fee is charged monthly; repayment can be made in advance. When repaying in advance, you need to call the Guangfa Card Customer Service Center to make a record, and then an additional installment payment handling fee will be charged , the subsequent handling fee can be waived.

Extended information

Guangfa Bank’s loan business can be repaid in the following ways:

1. Cash deposit. The user deposits the full amount due for the month into the designated account before the monthly repayment date or on the repayment date.

2. Transfer repayment. Users use third-party software (such as WeChat, Alipay) on or before the repayment date to deposit the principal and interest due into the designated account.

3. Pay off the principal and interest in one lump sum. Users contact the bank in advance, make an appointment for early repayment, and bring sufficient cash to the bank to repay the principal and interest on the agreed date.