Which credit card is good for Shanghai Pudong Development Bank

I think the classic platinum card of Shanghai Pudong Development Bank Dream Card is good, but only personally, it mainly depends on personal needs, such as:

1. Shanghai Pudong Development Bank Green UnionPay low-carbon theme credit card, platinum card; The annual fee is free for the first year and can be refreshed next year; The amount is 5k-1w. In fact, this card should not be placed here, but because this card is a new one that has just been placed recently, and the number of middlemen is about two days ago, although this card is a platinum gold card, it belongs to the scope of small platinum from past experience. At present, the rate of applying for a pass is uncertain, because it is a new card that has just been put on. Finally, we have to wait until most of the friends of the card have confirmed the pass rate, so the mouse does not recommend you to apply for this card blindly!

2. Pufa Dream Card Classic Platinum Card; Free every year; Quota 2K-15W, this card is a classic card of Shanghai Pudong Development Bank. Generally speaking, it is recommended to use card friends with better qualifications. Here is the classic platinum card of Dream Card. In fact, there are many different types of dream cards, and the card drops at a good rate, but the limit span is very large. If you don't want to put the card too low, please note that Shanghai Pudong Development Bank applied for a perfect comprehensive score in advance, so that the general quota of 3-5W is no problem!

1. A credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. This form is a card with issuer's name, expiration date, quantity, cardholder's name, etc. The cardholder and the signature strip on the magnetic stripe are printed on the front and the magnetic stripe. Consumers with credit cards can buy or spend in special business service departments, and then banks will settle with merchants and cardholders. The cardholder can overdraw within the specified amount.

2. The credit card stipulated by relevant laws in China (interpreting the criminal law provisions of the Criminal Credit Card Law at the National People's Congress) refers to the electronic financial payment card issued by commercial banks or other financial institutions, which has the functions of full or partial consumption payment, credit loan, transfer settlement, cash deposit and withdrawal on December 1, 217. (The English translation standard in the field of public service has been formally implemented, which makes it stipulated that the English name of credit card standard is credit card.

3. Credit card consumption is a non-cash transaction payment method. During the consumption period, there is no need to pay cash, and repayment is made within the settlement date

4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card, in which the cardholder has a certain credit limit and can consume it before repayment within the credit limit; Quasi-credit card refers to quasi-credit card, in which the cardholder deposits a certain amount of petty cash as needed, and when the balance of petty cash account is insufficient to pay, he can overdraw within the specified credit limit. Credit cards usually refer to credit cards only.

What bank is good for the first time to apply for a credit card?

Newcomers have no experience in applying for a card and don't know which bank to apply for. In fact, the first time you apply for a card, you can consider the credit card of Minsheng Bank. The credit card application threshold of this bank is low, and the rights and interests are not bad. It is still possible to choose the credit card of Minsheng Bank as the first card in your life. By the way, introduce three popular credit cards of Minsheng Bank to novice friends.

The reasons for choosing Minsheng Bank for the first time are:

1. The application threshold is low, the examination speed is fast, and the results can be obtained in 5 minutes at the earliest;

2. The credit line is high, generally starting at 5, yuan. If the credit line is not enough, you can take the initiative to apply for withdrawal;

3. The points are of high value and can be exchanged for Starbucks, Burger King and so on;

4. The handling fee for cash withdrawal is the lowest, with the Bank's inter-bank cash withdrawal of 1%, starting with the lowest 1 yuan;

5. There are many preferential activities, including 7 days a week for people's livelihood every day and eating delicious food at half price.

6. There are many application channels. You can apply at the counter and also support online application.

Of course, the advantages of Minsheng Bank's credit card are not limited to these five points, so I won't introduce them here. Of course, after choosing a good bank, you have to choose a credit card. Minsheng Bank has a variety of credit cards. It is recommended that novice friends choose the right card according to their actual needs.

You can choose these three types of Minsheng Credit Card for the first time:

1. Minsheng in Card

This is Minsheng Bank Youth Card and the credit card with the largest number of applicants. You can consider this credit card for the first time.

Minsheng Bank introduced this credit card vigorously, and specially made a preferential page for this card. The biggest highlight of this card is that the annual fee is free during the validity period of the card, and the handling fee is also free for cash withdrawal. There are also a variety of installment options, and you can also enjoy the discount of Alipay and Tenpay consumption points with this card.

The card also has an exclusive preferential benefit. Before August 31st, 217, when each natural weekly point transaction reaches 399 yuan, one point can be exchanged for Starbucks large coffee, and the 399 yuan can be divided into several purchases. After reaching the standard, you can participate in people's livelihood activities every day and enjoy different benefits seven days a week.

2. Minsheng Women's Flower Credit Card

This is a theme credit card designed and developed by the middle and high-end women customers in Minsheng, and it is also a dual-currency credit card. The cards include three levels: Puka, Gold and Platinum. The card surface is designed with rose as the main color, with peony, rose and flower fairy as the main design styles, which is quite feminine.

when you apply for a card for the first time, you can choose to apply for a general card or a gold card. It is not recommended to start with a platinum card. If you don't have strong financial strength as the backing, a novice can easily be rejected when applying for a platinum card.

in terms of rights and interests, Minsheng women share their fashion life with women all over the country by spending multiple rights and interests on credit cards. When they are activated, they will be given a "new flower opening ceremony" worth 1, yuan, and they will be given a full amount of mask gold by swiping their cards, and they can exchange masks for free. They can also participate in daily People's Livelihood Day activities and enjoy double points every Thursday, which will bring the most sincere love and respect to their female compatriots.

3. Minsheng IOUs Joint Card

This is a joint card of Minsheng Bank and JD.COM. Novices who often write IOUs on JD.COM can consider applying for one.

This card is a UnionPay gold card. Friends who want to apply for a gold card for the first time can apply for it. The amount is between 1, yuan and 5, yuan. The benefits include direct annual fee exemption within the validity period, interest-free repayment period of up to 51 days, free handling fee for cash withdrawal through our channels, triple points for birthdays, triple points for privileged days (27th of each month), automatic exchange of points for JD.COM Steel, and maximum five points for privileged days.

Now you can enjoy double gifts when you apply for a card. You can get six interest-free coupons with white stripes and free freight coupons in JD.COM Mall when you open the card. You can get free Starbucks coffee e-coupons when you spend three 99 yuan bills every natural month, and you can participate in people's livelihood activities when you spend three 99 yuan bills in that month.

Another reason why I introduce this Minsheng White Card here is that it can be used to return JD.COM White Cards. When used with credit cards, White Cards can enjoy an extra long interest-free period of 8 days.

Summary:

There are many channels to apply for Minsheng Bank Credit Card. It is recommended that you apply online. Now, applying for Minsheng Credit Card online will give you a gift for opening luxury brands. From now until July 31, 217, Xinhu. com applied for Minsheng Bank Credit Card, and the card was successfully approved. You can choose one of the card opening gifts, such as the thermos cup of the Magician, the Swarovski crystal ball pen of the FolliFollie wrist bag and the Samsonite backpack.

Three entry-level credit cards are your first choice in 217.

If you want to have enough funds, you can apply for a credit card. In order to let everyone hit a wall in the process of applying for a card, so as not to be rejected by the bank every time, three entry-level credit cards were specially selected for everyone.

Of course, this entry-level credit card is not meant for some novices. Even if you have already applied for a credit card, you can consider these three credit cards. After all, they are not difficult to apply for, have good rights and interests, and also have very real preferential activities.

1. Minsheng in card

Minsheng in card is a credit card strongly introduced by Minsheng Bank, and a special discount page has been specially made for this card. The biggest highlight of this card is that the annual fee is free during the validity period of the card, and the handling fee is also free for cash withdrawal. There are also a variety of staging options, and you can also enjoy the discount of Alipay and Tenpay consumption points with this card.

If you use this card, you can also exchange 1 point for Starbucks large coffee. Cardmembers who like to go to Star Dad for coffee must seize the opportunity. In addition, if the card consumption reaches the standard, you can also participate in Minsheng Bank's Everyday People's Day, and you can enjoy the discount every day:

On Monday, you can have coffee in 1 yuan, on Tuesday, you can exchange 1 yuan for Haagen-Dazs ice cream balls, on Wednesday, you can get points to grab the installment fee red envelope, on Thursday, you can get the 1 yuan car wash coupon, on Friday, you can get the food coupon redemption code, on Saturday, you can get the 3 yuan movie coupon, and on Sunday, you can enjoy a discount of 1 Li less 5 yuan.

2. Bank of Communications Wal-Mart Credit Card

Wal-Mart Credit Card is an evergreen tree of Bank of Communications, which can double points for in-store consumption, enjoy exclusive Wal-Mart shopping discounts, and exchange credit card points for credit card payment. Card friends who are proficient in bonus hunter can get thousands of yuan in feedback every year by using this card, which can be described as a wool weapon.

There are two main activities in terms of discounts, both of which can be refunded separately. One is "Daily Discount", and the other is the "Most Red Star Period Five" supermarket activity of Bank of Communications:

1. Wal-Mart Supermarket can enjoy the bonus of this transaction every day if it spends more than 128 RMB on this card and meets other participation conditions;

2. For the "Red Star Five" supermarket activity, you can enjoy a 5% credit card bonus for this transaction every Friday.

3. Guangfa DIY Credit Card

Guangfa DIY Card focuses on the high performance-to-price ratio of DIY. When others spend 1 yuan, they get 1 point, while when you spend 1 yuan, you get 3 points. The points can also be deducted from the credit card consumption at a ratio of 5: 1, which can be described as killing two birds with one stone.

when opening a DIY card, you can choose one of the three merchant types with 3 times points, and these three merchant types are: catering, entertainment, shopping and travel. Of course, if you pursue brainless credit card swiping, please spend 58 yuan directly to select three categories when applying, and DIY cards blessed by three categories can also go all over the world with one card!

the five most worthy credit cards

1. China Merchants Bank young Card: This card is a credit card with low application threshold, which can be applied by college students who have just joined the work, and the card has a fast withdrawal speed, which is more suitable for raising cards in the early stage.

2. Safe Car Owner Card: This is a credit card suitable for car owners' friends to raise cards, and car owners and users can get corresponding discounts when using this card to refuel.

3. Bank of Communications Wal-Mart Co-branded Card: This is a co-branded card of Wal-Mart and Bank of Communications. Users have corresponding discounts when shopping at Wal-Mart, which is suitable for users who often make home shopping.

iv. ICBC's World Struggle Card: ICBC's Struggle Card is also a credit card with low processing threshold and fast withdrawal speed. Novice users can choose to raise the card.

5. Taobao Film Cool Black Co-branded Card of China Everbright Bank: This is a credit card jointly signed by China Everbright Bank and Taobao Film. Users have corresponding discounts when purchasing tickets in Taobao Film, which is suitable for young people to apply for and raise cards.

note: in no particular order.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).

On May 25th, 221, the Supreme People++promulgated and implemented the Provisions of the Supreme People++on Several Issues Concerning the Trial of Civil++Cases of Bank Cards.

which banks' credit cards are most worth keeping?

I think it's right to cancel some cards. The average user only needs to keep 4-5 cards. Credit cards mainly consider rights and quotas, so it is suggested to keep Shanghai Pudong Development Bank, Industrial and Commercial Bank of China and China Merchants Bank

1. Shanghai Pudong Development Bank has a higher quota, and it can apply for AEX White+Silk 3, and its rights and interests are upgraded once a year, which is very powerful. In addition, Pufa's universal loan is very useful for users with financial needs.

2. China Merchants Bank, as long as it is used normally, will make a quick withdrawal, and in addition, it is rich in consumption, catering and other activities, so it can apply for a classic white card after raising the card to 5,.

3. As industry benchmarks, Industrial and Commercial Bank of China and Cosmos Bank are convenient to use as long as their assets or credit are good, there is no upper limit on the withdrawal amount, and there are many outlets.

the rest can be selected according to daily needs and card rights. For example: owner card, mileage card, supermarket card, and so on.

I think the most worthwhile cards (credit cards with fast and stable withdrawals) are China Merchants Bank, Agricultural Bank of China, Shanghai Pudong Development Bank and Minsheng Bank for the following reasons:

First, China Merchants Bank Credit Card (with simple withdrawal method)

China Merchants Bank Credit Card has a very stable withdrawal period and a high withdrawal amount

China Merchants Bank Credit Card likes to swipe its card in small amounts, and the more times you swipe it, the more it likes China Merchants, and China Merchants Credit Card likes to be phased. China Merchants Credit Card also likes++++,so it's difficult to operate without raising the amount (merchants like catering and entertainment businesses)

China Merchants Bank's activities of 35% discount every week are also very powerful

Second, Agricultural Bank Credit Card

Agricultural Bank is the most stable among the four major banks, and it raises the amount every three months. Agricultural Bank likes large-scale consumption (catering and entertainment), and its activities in recent years are also good. It's also worth keeping

ABC should remember not to use temporary and cash withdrawal

Third, Shanghai Pudong Development Bank Credit Card

Shanghai Pudong Development Bank's activities in recent years are very powerful, often giving credit cards and points, and business activities are also good. Moreover, Shanghai Pudong Development Bank has a card that is 5 times the points for acceleration, and the points are very powerful, which can be redeemed for mileage. Friends who like to travel by air are blessed and can sit for free.

Pufa likes to pay you in large installments, so long as you dare to pay in installments.

Fourth, ICBC credit card

ICBC credit card likes to spend in large amounts (it is very tolerant), so it is actually very simple to pay in installments, and it is fast and high.

ICBC's famous star-swiping withdrawal method starts with 5, yuan of wealth management, and it has been swiped to double 7 stars. Now it is applying for an ICBC credit card, with the amount and withdrawal.