1. Can I use a credit card during the mortgage review?
1. During this period, the applicant can use the credit card normally, but in order to ensure his good reputation, when using the credit card, don't have too high a consumption limit; Because the excessive consumption quota will increase the borrower's debt level and affect the borrower's mortgage review.
2. When using credit cards normally, don't cash out illegally, because cashing out credit cards is not only illegal, but also will seriously affect the credit problems of cardholders. Therefore, in order to avoid these risks, banks will monitor credit card transactions through some trading systems to monitor whether borrowers have the ability to repay loans and take on too many debts.
We can use the credit card normally during the mortgage review, but never lend it to others. This behavior is the same as cashing out. Lending a credit card to others is also an illegal act. It will also affect the loan review after being discovered by the bank, which will not only affect the loan review, but also reduce the credit limit, because it will affect the credit problem of the cardholder.
4. When using a credit card, don't leave it blank, because this situation will also be judged as a cash card by the bank.
The above is Bian Xiao's summary of the relevant contents and information that you can use credit cards in mortgage review. I hope I can help you. If you have any other questions, you can leave a message at the bottom of the platform, and Bian Xiao will solve your problems in time. Finally, if you have any questions about home or home improvement, you can pay more attention to Qijia. com。