Credit card repayment on time every month generally does not generate interest. If the cardholder can repay the credit card bill in full every month and does not withdraw cash, there will be no interest. If the cardholder uses a credit card, the bill will be paid in installments and cashed out. , will generate different interest and handling fees. The longer the installment period, the more interest expenses will be generated. If the cardholder cashes in with a credit card, there will be a certain handling fee, and the proportion of handling fees charged by each bank is different.