1. What are the requirements for applying for 360 IOUs?

1, age is required. According to the regulations, only applicants over 18 and under 55 can apply for 360 IOUs. At the same time, only mainland resident ID card users can apply, and Hong Kong, Macao and Taiwan ID card users cannot apply for 360 IOUs.

2. There are also requirements for the bank card provided at the time of application. According to the regulations, when applying for 360 IOUs, the bank cards to be provided only include the savings cards of the following banks: CITIC, Industry and Commerce, Construction, Transportation, China Everbright, Pudong Development, Postal Savings, China Merchants, Agricultural Bank of China, CITIC, Ping An, Xingye, Minsheng, Guangfa, Huaxia, etc. It should be noted that only a savings card can apply for 360 IOUs.

3. When applying for 360 IOUs, you need to ensure that there is no problem with your personal credit record. Only users who have not found serious credit problems in the credit information system of China People's Bank can apply for 360 IOUs. If there is a credit problem, the application may fail.

4. If you need to apply for 360 IOUs, you need to ensure that the mobile phone number you apply for is my own, and your real name registration has been completed. The mobile phone number that is not registered by real name cannot complete the application.

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Second, how to apply for 360 IOUs more easily?

Through the conditions listed above for applying for 360 IOUs, we can easily see that it is not difficult to apply for 360 IOUs. As long as these conditions can be met, there is still great hope for applying for a loan, and in order to let the 360 platform complete the audit as soon as possible. Some methods are also summarized here.

1. When applying for 360 IOUs, the platform will ask for some materials, if as many supporting documents as possible can be provided, such as income certificates and social security certificates. Proof of payment of provident fund, unit certificate, etc. , it can effectively let the platform confirm the repayment ability of the applicant, and it can also complete the review and loan more quickly.

2. Many users failed when applying for 360 IOUs, because the debt was too high. Therefore, when applying for 360 IOUs, they need to reduce their debts as much as possible, such as credit card debts or other debts.

3. If you have a credit card under your name, you can help the platform complete the credit. Therefore, before applying for 360 IOUs, applicants can also apply for a credit card to improve the chances of successful application.

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3. What problems should I pay attention to when applying for 360 IOUs?

1. When submitting the 360 IOU platform application, the applicant needs to evaluate his credit status to ensure that he can meet the relevant requirements of the platform application.

2. When using the 360 IOU platform to borrow money, we must pay attention to the repayment date agreed in the agreement, so as to ensure that the repayment can be made according to the agreement, so as not to bring more penalty interest, and at the same time affect personal credit information and bring a lot of inconvenience to normal work and life.

3.360 IOU platform will classify users. For some whitelisted users with high credit rating and good credit status, it will be much more convenient to borrow money on the platform. However, for some blacklisted users with poor credit rating and poor credit status, the audit will be very strict to reduce the risk of their failure to repay on time.

4. Users need to be specially reminded that they must download 360 borrowed apps on the regular download platform to avoid downloading some fake apps by mistake and encountering fraud.

Requirements for 360 IOU application conditions

What are the requirements for applying for 360 IOUs?

I. Conditions to be met in applying for 360 IOUs

1. Age is required. According to relevant regulations, only users over 18 years old but not over 55 years old can apply for 360 IOUs. At the same time, only mainland resident ID card users are eligible to apply, and Hong Kong, Macao and Taiwan ID card users cannot apply for 360 IOUs.

2. You need a bank card to apply for 360 IOUs. According to relevant regulations, when applying for 360 IOUs, the required bank cards are only debit cards of banks: Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, China CITIC Bank, Shanghai Pudong Development Bank, China Everbright Bank, Postal Savings Bank, China Merchants Bank, Agricultural Bank, Ping An Bank, Fujian Industrial Bank, Minsheng Bank and Huaxia Bank. It should be noted that 360 IOUs can only apply for debit cards.

3. When applying for 360 IOUs, you need to ensure that your personal credit record is spotless. Users who have no serious credit problems in the credit information system of China People's Bank can apply for 360 IOUs. If the applicant has credit problems, then the application will not be approved.

4. If you need to apply for 360 IOUs, you also need to make sure that the mobile phone number you apply for is your own and registered with your real name. A mobile phone number without real name registration cannot apply for 360 IOUs.

What are the requirements for applying for 360 IOUs?

Second, how to handle 360 IOUs

From the conditions listed above for applying for 360 IOUs, we can clearly see that it is not difficult to apply for 360 IOUs. As long as these conditions can be met, the hope of applying for a loan is still great. In order to enable the 360 platform to complete the audit process and issue loans faster, the following also summarizes some methods.

1. When applying for 360 IOUs, the platform will ask the applicant to provide some materials. If you can provide more materials to prove yourself, such as income certificate, social security certificate, provident fund payment certificate, etc. Then you can better let the platform know your repayment ability and complete the review and lending faster.

2. Many users can't apply for 360 IOUs because of the high debt ratio. So before you apply, you need to minimize your debts, such as credit card debts or other debts.

3. If the applicant has a credit card under his name, it can help the 360 platform to complete the credit extension more quickly. Therefore, before applying for 360 IOUs, applicants can also apply for a credit card to improve the probability of successful application.

What are the requirements for applying for 360 IOUs?

3. What problems should I pay attention to when applying for 360 IOUs?

1. When applying for the 360 IOU platform, the applicant needs to evaluate his credit status to ensure that he can meet the requirements specified by the platform.

2. When using the 360 platform to borrow money, it is necessary to pay attention to the specified repayment time to ensure that the repayment can be made in accordance with the agreement, so as to avoid overdue penalty interest, affect personal credit information and bring a lot of inconvenience to work and life.

What are the conditions for borrowing money?

360 IOU loan application conditions are as follows:

1. The loan applicant must hold a Chinese mainland resident ID card, and non-Chinese mainland residents cannot apply for 360 IOUs.

2. The loan applicant should be at least 18 years old, and the maximum age should not exceed 55 years old.

3. The loan applicant has a stable job with a monthly income of more than 4,000 yuan.

4. The personal credit record of the central bank is good, and there is no record of serious non-performing loans in the past five years, so it cannot be included in the list of untrustworthy people by the court.

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360 The application materials required for borrowing money from IOUs are:

1. Hold a personal identity card in Chinese mainland and provide a certificate of permanent residence;

2. Complete the real-name authentication of account information on 360 IOUs, and bind personal vehicles, company mailboxes, etc.

3. Before borrowing money, the borrower needs to complete face recognition;

4. Authorize 360 IOUs to view personal credit reports;

5. Complete the binding of the bank savings card. After the loan is successful, punch the card directly into the bank account.

What are the conditions for borrowing money from 360 IOUs? Go to: See more.