If the text message requires the cardholder to call back a number to increase the limit, it is a fraudulent text message. This fraudulent text message has been announced by China Construction Bank on the homepage of its official website. If cardholders need to increase their card limit, they can call the CCB credit card customer service hotline to apply.

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The limits of China Construction Bank credit cards are as follows:

1. General credit card: the limit is between RMB 3,000 and RMB 10,000.

2. Credit card gold card: the limit is between 10,000-50,000 yuan.

3. Credit card platinum card: limit of more than RMB 50,000.

How to increase the limit?

1. If you want to increase the credit limit of China Construction Bank, you can use more credit cards for consumption. It is best to keep the monthly consumption limit at 70% of the credit limit. Above, the bank will take the initiative to increase the limit after using it for a period of time.

2. Use the temporary limit of China Construction Bank credit card. The temporary limit is generally valid for only a few months. When repaying the temporary limit, you must repay it all at once. If you use the temporary limit, the bank will think that you have strong spending power and apply for a limit increase. It will be easy to approve later.

3. After using a China Construction Bank credit card, you must repay on time. You must repay in full. Only in this way will the bank think you have a strong repayment ability. They will like this very much when you increase the fixed limit. of cardholders.

4. Avoid sudden large-scale spending on credit cards in normal times. This kind of consumption is likely to be regarded as cash out by the bank, which is very detrimental to increasing the credit card limit. When swiping your card, try to avoid swiping it at a POS machine that has no handling fee. At this time, the bank cannot make any money, and it will be more difficult to increase the limit.