Just deposit the corresponding amount directly into the car loan credit card when repaying.

You can directly repay the credit card in the following ways:

1. Direct credit card deposit through bank ATM;

2. Set automatic repayment by binding credit card and bank card;

3.ATM inter-bank transfer repayment;

4. Online bank transfer or inter-bank transfer repayment;

5. You can also transfer money through WeChat wallet or Alipay (inter-bank transfer is free).

1. Auto loan refers to the loan granted by the lender to the borrower who applies for car purchase. Automobile consumption loan is a new type of loan guaranteed by RMB, which is issued by banks to car buyers who buy cars at special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal paid by the bank to consumers, that is, borrowers, for buying their own cars (non-profit family cars or commercial vehicles). More than 7 seats (inclusive). The higher the interest rate, the greater the repayment amount of consumers.

2, loan conditions, valid identity documents, full capacity for civil conduct; Able to provide fixed and detailed address proof; Have a stable occupation and the ability to repay the loan principal and interest on time; Good personal social credit; Holding a car purchase contract or agreement approved by the lender; Other conditions stipulated by the cooperation organization. Original application materials, ID card, residence booklet or other valid proof of residence, and provide a copy; Proof of professional and economic income, as well as a running list of personal accounts in the last 6 months; The car purchase agreement, contract or letter of intent signed with the dealer; Other documents and materials required by the Cooperation Organization.

3. The lender needs to prepare proof materials such as ID card, residence permit, work permit and loan use certificate. , and fill in the application form and contract at the first-class bank. Then, wait for the bank's pre-loan qualification approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill in some loan forms and materials. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract. Secondly, banks provide loans to borrowers. Generally, banks will issue loans after approval within 2-3 weeks or 1 month, the fastest day. Finally, the borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank. In the process of applying for personal automobile consumption loan, the applicant needs to provide a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, copy of real estate license, etc.

Wechat: version 8.0. 15

Alipay: 10.2.33

Can I repay my car loan with a credit card?

Of course.

Credit cards can repay car loans. But you can't return it directly. Because the mortgage and car loan are automatically deducted, it is the savings card in my name, not the credit card. So you can brush out the funds in the credit card and transfer them to the debit card of the mortgage car loan for repayment.

Credit card is not a savings card, so it cannot be used as a debit card for mortgage and car loan. Moreover, credit cards can only be used for consumption and cannot be transferred. So you can't transfer the credit card funds to the debit card of the mortgage car loan. So you can swipe the credit card funds, and then transfer them to the debit card of the mortgage car loan, and automatically deduct them when the repayment date comes.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.

It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

How to repay the car loan with a credit card

Car owners can use the credit card to repay at the ATM of the mortgage bank, or they can bind the credit card with the bank card and set up automatic repayment. The cardholder can repay the car purchase money in monthly installments only by paying a certain handling fee.

There are several points to pay attention to when repaying a car loan with a credit card: First, the credit card cannot pay the down payment of the car; Second, there is a one-time handling fee for credit card car purchase, which needs to be paid at the first repayment; If the buyer pays the money in advance, the one-time handling fee will not be refunded.

At present, this kind of loan car purchase method is very popular with car buyers, but the credit card repayment of car loans is very important to the credit status of cardholders. If the credit card customer is in poor condition and has a record of overdue or arrears, this loan method cannot be approved. You must hold a bank credit card for a certain period of time and have a certain credit limit.

In this way, the bank does not charge interest on the loan, but it has to pay a certain handling fee, which is generally deducted by the bank at one time. The amount of handling fee is generally determined by the loan term and loan mode. 1 The handling fee charged during the loan period is about 2%-5.5%, and the handling fee charged during the two-year loan period is between 6.5% and 7%. Major banks may be different, and car owners can go to the bank for consultation. (Photo/Text/Photo: Wu Binbin) @20 19

Let's not talk about how to repay the car loan with a credit card.