1. After the repayment date of the second month arrives, it is ok if you pay the minimum repayment amount on your credit card bill that is overdue for one month.

2. Banks usually set a minimum repayment amount, which is the amount that you must repay at least in each billing cycle to keep the account in good condition. If you pay the minimum repayment amount before the deadline, you can avoid further late fees and overdue records.

3. The minimum repayment amount is usually a small part of the total bill, and the specific amount may vary according to bank policies and credit card types. It mainly includes interest, minimum repayable principal and some expenses.

4. However, although the minimum repayment can help you avoid some fines and records, it is still recommended to pay off all the debts as much as possible. Because if only the minimum repayment amount is paid, the remaining unpaid amount will continue to generate interest and gradually form a bigger debt.

to sum up, if your credit card is overdue for one month and the repayment date of the second month arrives, you can choose to repay the minimum repayment amount to avoid further late fees and overdue records. However, from the perspective of financial management, the best choice is to repay in full as far as possible to avoid the gradual accumulation of debts.

Extended information:

Overdue repayment may have adverse effects on personal credit records. Once the personal credit record is damaged, it will bring difficulties in lending, buying houses and renting houses. Therefore, timely repayment of credit card arrears is an important measure to maintain personal credit. If you encounter repayment difficulties, it is recommended to contact the issuing bank or credit card customer service as soon as possible to seek negotiation and solution.