A credit card, also called a debit card, is a credit certificate issued by a commercial bank or a credit card company to a consumer with qualified credit. What will happen if the credit card is not used for half a year?

What happens when a credit card is not used for half a year

Credit cards are all valid. The / at the bottom of the front of the card is the validity period, and it will be invalid after the validity period. If the credit card is not used for a long time, it is best to cancel it directly, because if the credit card is not used for a long time, it will not only be charged an annual fee because it does not meet the annual fee-free rule, but also be automatically reduced by the bank, and once it is lost, it will also cause theft losses.

It is suggested that cardholders can directly call the bank to cancel their credit cards after they have not been used for a long time. After success, it is best to cut the credit cards to prevent them from being used by others.