1. How to check for dishonest persons

1. The method for searching for dishonest persons is as follows:

(1) Direct query through Baidu. Search the list of dishonest persons subject to execution on Baidu, and the query page will appear. Enter the name and ID number of the person subject to execution in the input box and click Query;

(2) Query through the official website and log in to the Supreme People's Court website. Scroll to the middle of the page, click on the information query of the person subject to execution in the red box and enter the relevant information.

2. Legal basis: Article 675 of the "People's Republic of China and Civil Code"

The borrower shall return the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time.

2. What are the differences between a dishonest person and a defaulter

1. In terms of legal liability, a simple defaulter can also be called a defaulter, but it is not necessarily included in the list. The list of dishonest persons subject to execution will only be included in the blacklist if they are sued to the court and have the ability to refuse to repay after the judgment;

2. In terms of credit stains, once a person becomes a dishonest person, it means that the individual There will also be a record on the credit report and it will be recorded in the public information column, which will affect the personal financial business. In the future, you will not be able to apply for mortgage loans, car loans, credit cards, etc. at the bank. Lao Lai will not necessarily be on the blacklist. Unless the dishonest person subject to enforcement or the bank financial institution is overdue, general debt owed will not have an impact on the credit report.