Savings card is a real-time financial payment and settlement tool issued by banks to individual users, which has many functions such as consumption settlement, cash deposit and withdrawal, transfer payment and so on. You need to deposit before you take it, and there is no overdraft function.

Credit card, also known as credit card/overdraft card, is a payment tool with a certain credit limit issued by banks, which has the functions of consumption settlement, installment repayment and overdraft. Cardholders can directly spend and repay within the credit line.

Different banks have different credit card application conditions and enjoy different rights and interests. You can log in to Ping An Pocket Bank APP- Credit Card-More-Apply by Card-and view all the cards to learn about our credit card details.

If you need to consult Ping An Bank, you can click on the link below to select "My"-exclusive customer service or follow Ping An Bank's official WeChat account (pingan_bank) for consultation.

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Reply time: 2022-0 1-05. Please refer to the latest business changes announced by Ping An Bank in official website.