Buying a car by stages means that the cardholder agrees to pay the down payment (the down payment is the net car price minus the approved amount) and applies to CCB for using his dragon card (excluding business card, student card, supplementary card and security card) to buy a family car at the dealer designated by the bank. After approval, the actual installment amount will be divided into several installments on average, and the cardholder will repay monthly within the agreed time limit and pay a certain handling fee. Some models are free, please consult the designated outlets of CCB 4S for details.
The detailed process of car purchase installment can be viewed on CCB credit card home page-car purchase installment. The general process is to go to the designated 4S shop to choose the car payment, apply for car installment, fill in the application form, provide ID card, credit card, work certificate (or real estate license), wait for the notice of approval, pay the down payment after approval and go through the insurance formalities, and then wait for CCB to adjust the amount to pay the final payment for you. After the adjustment, the bank will inform you, and then you can pay the final payment to pick up the car. Just pay it back on schedule every month in the future.