1. What should I do if rural credit cooperatives limit their quota?

It can be lifted. The method is as follows:

1. Modification at the bank branch counter: Users can go to the surrounding bank branch with their ID card and bank card or bank passbook, and cancel at the counter. You can apply for limit elimination or limit increase, and the bank card limit will also be changed after the business is successfully processed;

2. Online banking modification: Users can log in to their personal online banking and find the limit service page. Increase or decrease the withdrawal limit, transaction limit, transfer limit, etc.;

3. Modification of Rural Credit Cooperative mobile banking: Users can directly log in to the official website of Rural Credit Cooperative and then set the transaction limit. Adjust the limits as you like.

2. What should I do if I cannot withdraw the credit union card limit?

It can be done at the counter

3. The United Rural Credit Cooperatives and Rural Credit Cooperatives are one bank

Rural Credit Cooperatives United Cooperatives and

Rural Credit Cooperatives (Rural Credit Cooperatives, Rural Credit Cooperatives) refer to establishments approved by the People's Bank of China, composed of members as shareholders, and practicing democracy Rural cooperative financial institutions that manage and mainly provide financial services to members. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

Their property and legitimate rights and interests shall be protected by law. Its main task is to provide financial services to people and rural economic development.

In accordance with national laws and financial policies, support agricultural production and comprehensive rural development, support the family economy of cooperative members, and limit and crack down on illegal activities. Rural Credit Cooperatives are divided into the following departments, Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, and Zhengtong Rural Credit Cooperative Training School. They are currently expanded information by the China Banking Regulatory Commission and the State Council

Rural Credit Cooperatives are bank financial institutions It has its own characteristics, mainly reflected in:

1. It is a cooperative financial organization with its main purpose of farmers and rural areas. Its business operations are managed and operated by personnel designated by the members and are responsible to the members. . Its highest authority is the member congress, and the body responsible for specific affairs is the board of directors.

2. The main sources of funds are the share capital paid by the members of the cooperative, the retained provident fund and the absorption of funds to meet the financial needs of its members. At first, it focused on consumer loans. Later, with the development of the economy, lending channels were gradually expanded, and other loan channels were gradually expanded.

3. Since the business targets are cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are: to organize and regulate rural funds in accordance with national regulations, to support agricultural production and comprehensive rural development, and to support various forms of cooperation and crackdowns.