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What are the requirements for applying for a credit card and how to apply for it?

The supporting documents required by Industrial Bank:

(1) Documents that must be provided

1. Identity documents Domestic residents: a copy of the applicant’s identity certificate or Copy of military ID. Overseas residents: (A and B must be provided at the same time)

A. Hong Kong and Macao residents should provide a copy of their return home certificate, Taiwan residents should provide a copy of their pass, and other foreigners should provide a copy of their passport.

B. Copy of domestic residence permit or temporary residence certificate

2. Work certificate and receipt certificate

A. Work certificate: work permit or work identification card Copy or original work certificate stamped with the official seal of the unit.

B. Income certification documents: salary records issued by banks in the past three months (copies of salary card statements) or copies of personal income tax withholding vouchers or original income certificates issued by the unit.

(2) Other supporting documents (please provide as much as possible to help increase your credit limit) academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, Industrial Bank time deposit certificates Photocopies, any original receipts for telephone, water, electricity and gas bills in the last three months in the current place of residence, other bank and credit card supporting documents (originals of the last three statements), etc. ☆Note: If the supporting documents are copies, please use A4 copy paper. Documents required by Guangdong Development Bank:

1. Your (primary and supplementary card) identity documents [such as Chinese resident ID card, military ID, passport, etc.]. 2. Proof of residence [any bill for water, electricity, landline phone bill, etc. in the last month - must be in your name].

3. Salary passbook for the last three consecutive months [the passbook must include the first page, account number and name can be clearly identified].

4. In order to make a more objective and accurate assessment, please feel free to provide: □household registration book, □real estate certificate, □driving license, □education certificate, □professional certificate, etc.

Supporting documents required by Shanghai Pudong Development Bank:

1. Copy of your/supplementary card applicant’s Chinese identity document

2. Proof of residence (Any bill of water, electricity, coal, telephone bills, etc. in the last month - must be in your own name) Please provide any one of the following three income certificates:

1. The latest consecutive Three months of bank statements or passbooks showing salary income (bank statements/bank passbooks must include the first page to show the account number and name) 2. Personal income tax returns for the last three consecutive months 3. The original income certificate issued by the unit, such as If you are willing to provide more proof of financial resources, you can provide the following documents: 1. Property ownership certificate of your own house

2. Certificate of savings deposit of our bank. Documents required by Industrial and Commercial Bank of China:

1 , Copy of ID card of main card and supplementary card applicant (necessary). Identity documents refer to one of the resident identity cards, military officer certificates, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan compatriots, and foreign passports.

2. Work certification documents, such as a copy of the work certificate, the original work certificate issued by the work unit, a copy of the professional qualification certificate, and one of the copies of the professional title.

3. If you provide a copy of the ICBC “Elite Financial Management Fund” account or a copy of the graduation certificate and degree certificate of a master’s degree (inclusive) or above, it will speed up your card application process. Applicants who work in companies (enterprises) are generally required to provide documents proving their own real estate (copies of their own real estate certificate, public housing lease agreement or public housing purchase agreement, housing loan contract, etc.).

4. In order for your application to be processed as soon as possible and to have an accurate credit limit, please provide the following financial support documents, such as bank salary records, income certificates issued by the unit, income tax withholding certificates, Copies of your own car driving license, our bank's time deposit receipt and other information. Documents required by Shenzhen Development Bank: 1. Information that must be provided:

1. Copies of the applicant’s ID card for the main card and supplementary card, and the bank will check the originals.

2. Work certification documents (choose one from each of the following): work permit, work certificate issued by the unit, professional title, professional qualification certificate and other documents.

3. Proof of address (please provide one from each of the following): the latest payment bill for landline phone, home address water, electricity or gas bill, etc.

2. Providing the following financial proof documents will help speed up the approval process and increase the credit limit

1. Income proof documents (optional documents listed below): issued by the bank Copies of salary records, income certificates issued by the unit, time deposit certificates from the bank, income tax withholding vouchers and other materials.

2. Housing certificate (the items listed below are optional): copies of self-owned real estate certificate, self-owned housing mortgage down payment voucher and other information.

3. A copy of your own car driving license. Documents required by Bank of Communications: 1. Identity documents of you/supplementary card applicant (such as ID card, military officer’s ID card, pass or passport, etc.)

2. Documents of your residence (such as the last two Utility bills, bank/securities/insurance/fund statements, mobile phone bills, household registers, driver's licenses, real estate certificates, rental contracts or social security cards for any month within the month - must be in your name) please You provide any of the following five income certificates:

1. Payslip for any month within the last three months (if the payslip does not show the name of the unit, please provide the original payslip)

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2. Bank statement/bank passbook showing your name and income in any month of the last three consecutive months

3. Showing your name in any month of the last three consecutive months Monthly statement or account details list of Bank of Communications automatic salary transfer

4. Salary certificate issued in the name of the company and showing your name (show the name of the employer and stamp it on the letterhead or at the end of the letter) (With the official seal of the unit)

5. The latest personal income tax bill

Other supporting documents:

1. If you are a business owner, please provide Your name, business name and industrial and commercial business license with date of commencement of operations

2. If you are a non-domestic resident, please provide a work contract showing your employer’s name and date

If you can provide the following documents, it will help speed up the card application process and increase your credit limit:

1. Your valid professional qualification certificate

2. Have special industry certification documents

3. Documents proving your own local license plate vehicle

Certificate documents required by China Everbright Bank:

1. Primary and secondary A copy of the card applicant’s identity document. Applications from Chinese citizens using passports or temporary ID cards as identity documents are temporarily not accepted.

2. Documents proving fixed residence, such as: house ownership certificate, public housing lease agreement or commercial housing payment invoice and other documents.

3. Work certificate, copy of work or original work certificate issued by the unit.

4. Income certification documents, such as: original salary slips for the past three months, original income certificate issued by the unit, copy of tax receipt or bank salary record.

5. Practice certification documents, such as: copies of "Teacher Qualification Certificate", "Lawyer Practice Certificate", "Physician Practice Certificate" or "CPA Certificate".

Certificate documents required by China Minsheng Bank:

1. Identity documents for main card and supplementary card applicants: Domestic residents - a copy of resident ID card or military officer ID card; compatriots from Hong Kong and Macao --Copy of Mainland Travel Permit and proof of residence for more than one year; Foreigners--Copy of passport and residence permit for more than one year; Applicants for supplementary cards under 16 years old--Copy of household register. (Please be sure to provide)

2. Main card applicant’s work certification documents: such as the original work certificate issued by the work unit, a copy of the employment contract, a copy of the work levy, etc. (Please provide at least one copy)

3. Documents proving the income of the main card applicant: such as salary records issued by banks, income certificates issued by the unit, income tax withholding certificates, etc.

(Please provide at least one)

4. Documents proving the financial resources of the main card applicant: such as self-owned real estate certificate, real estate mortgage payment certificate, self-owned vehicle driving license, vehicle mortgage payment certificate, car purchase invoice , a copy of our bank’s time deposit receipt, etc. (It will help improve the bank’s credit rating of you)

5. Proof of residence of the main card applicant: such as payment vouchers for water, electricity, coal and other public utilities in the past three months, mobile phone or landline phone number, etc. Xunfei’s payment vouchers for the last three months, cable TV fees, property management fees, etc. (It will help improve the bank’s credit rating of you)

6. Other supporting documents for the main card applicant: such as a copy of the professional title certificate, a copy of the professional qualification certificate, etc. (It helps to improve the bank’s credit rating of you) Supporting documents required by Bank of China: You need to submit the application form, photocopies of your and the supplementary card and guarantor’s ID cards (for foreigners, photocopies of passport and valid residence permit in Beijing are required) Compatriots from Hong Kong, Macao and Taiwan must provide copies of their hometown return certificate and ID card) and a unit investigation letter and submit them to the local Bank of China. Any organization or individual whose credit is not well understood or grasped by our bank should pay a deposit of 5,000-40,000 yuan (the deposit is not used at ordinary times, and interest is calculated as a time deposit).

The supporting documents required by China Merchants Bank:

1. A copy of the identity document of the main card applicant. For domestic applicants, please provide a copy of the resident ID card. (We accept domestic residents aged 18 to 60 years old and foreigners aged 25 to 60 years old to apply for the main card)

2. For supplementary card applicants, please provide a copy of the identity document. Copy of resident ID card. (We accept applications for supplementary cards from people over 18 years old)

3. A copy of the overseas person’s passport or Mainland Travel Permit for Hong Kong and Macao residents, the Home Return Permit for Hong Kong and Macao compatriots or the Mainland Travel Permit for Taiwan residents and their residence permit in the country Copy of work permit or temporary residence permit

4. Work certification documents, such as: copy of work permit, original work certificate issued by the work unit, copy of professional title, copy of professional qualification certificate, etc.

5 , Documents proving financial resources: such as: bank salary records, original income certificates issued by the unit, income tax withholding certificates, self-owned real estate certificates, self-owned car driving licenses, copies of our bank's time deposit certificates, etc.

Certificate documents required by CITIC Industrial Bank:

1. A copy of the identity document of the applicant (primary and supplementary card). If you are an overseas person, please provide your passport (personal information page and visa validity page) , or a copy of the Mainland Travel Permit for Hong Kong and Macao residents, or the Home Return Permit for Hong Kong and Macao compatriots, or the Mainland Travel Permit for Taiwan residents;

2. Work certification documents, such as: a copy of the work permit with the official seal of the unit or the unit Original work certificate issued;

3. Documents proving financial resources, such as: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the bank's salary record showing the applicant's name, or income tax A copy of the withholding certificate, or a copy of the property ownership certificate, etc.; Note: The Bank may require you to provide additional documents for approval.