My boyfriend cannot repay his loan of 700,000 yuan. How should I persuade him?

The two of us should work together and pay it back slowly. Life has to go on and I need to find a job in a down-to-earth manner. What should I do if I cannot repay the loan of RMB 200,000?

If you really do not have the ability to repay, you should negotiate with the bank or lending institution to extend the repayment period or repay it in installments.

Loan money will not have any consequences:

1. If the lending institution or bank wins the lawsuit in court and fails to fulfill the court judgment during the performance period, it will apply to the court for enforcement. .

2. When accepting compulsory execution, the court will inquire about the properties, vehicles, securities and deposits in the name of the lender in accordance with the law.

3. If the lender has no property available for execution and refuses to fulfill the court’s effective judgment, negative information such as overdue repayment will be recorded in the personal credit report and high consumption and entry and exit restrictions will be imposed. , and may even be subject to judicial detention.

4. If someone has the ability but refuses to execute, he is suspected of refusing to execute the judgment or ruling. What should I do if my Jiufu loan is not paid?

Solution:

Installment repayment through credit card statement: If it is a consumption of the applied credit card, the payment cannot be paid for a while , you can try to apply for bill installment and spread the amount to repay every month. This will not only reduce the repayment pressure, but also will not cause credit stains;

Ask relatives and friends to help repay: If the amount is larger If the loan is small and within the affordability of your family, you can try to communicate with your family and seek help from your parents when repaying the loan. At least there will be no high interest charges;

Work actively, Work hard to make money: In fact, if you can't repay the loan, in the final analysis, your repayment ability does not match the amount of the platform's loan. If you are worried that you will be overdue and will be collected, it is recommended to work hard, strive to improve your ability, and then increase your income.

If the loan is not repaid, you will face the following troubles:

The bank will take certain collection measures. During the initial phone notification, if the loan is indeed repaid, you can explain yourself to the bank. According to the actual situation, try to apply for an extension. This depends on the regulations of different banks. The extension will be regarded as negative information in the credit report, indicating that there are certain problems with your repayment ability, but it is still better than the overdue situation;

Overdue for more than 90 days, if the circumstances are serious, it can be regarded as malicious overdue, and the bank's collection may also cause pressure on yourself and your family, affecting the normal life of the individual and the family;

In terms of overdue fees, there will be There are some expenses such as liquidated damages, penalty interest, etc., which need to be collected according to the contract. Different institutions have different loan products, and the liquidated damages or penalty interest charged are different;

Personal credit reporting A bad credit record will have an impact on future housing loans, car loans and other loans, as well as the application of credit cards;

If you are sued to the court because of the loan repayment, it will still not be available after the court's decision is implemented. If you repay the loan, you can report it to the Supreme People's Court and enter a list of dishonest persons subject to execution. You will be prohibited from traveling by airplane, high-speed rail, etc.

My friend borrowed money from the bank in my name, but I still can’t pay it back. What should I do?

How did I get the loan in your name? Are you an applicant? Or a guarantor? Is it at a bank or a small loan company? Is it a mortgage or a credit? I borrowed 20,000 yuan from an online loan, but I can’t pay back the debt, what should I do?

There will be no consequences for the loan money:

If you really don’t have the ability to repay, you should Negotiate with the lending institution to extend the repayment period or repay in installments;

If the lending institution fails to fulfill the court judgment during the performance period after winning the lawsuit in court, it will apply to the court for enforcement;

When accepting compulsory execution, the court will inquire about the properties, vehicles, securities and deposits in the name of the lender in accordance with the law;

If the lender has no property available for execution and refuses to fulfill the effective judgment of the court, then Negative information such as overdue repayments will be recorded on the individual's credit report and they will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

Basically there will be no impact, just repay on time in the future. My boyfriend used all his wedding money to speculate in stocks, how should I persuade him?

He is crazy, are you going to follow him? If you are not crazy, you will know how to deal with it, and just leave if you can't help it. I also gave a friend a loan of 200,000 yuan in my name and the guarantor is him. Now he still can’t pay the money. What should I do?

Hello! The bank will only take back the loan when it is due, and will not consider whether you or your friend will repay it. The current situation is that the bank will sue you, and finally enter the execution stage, and the property of whoever has the money will be executed. As for the internal loans and borrowings between you and your friends, they can be resolved by themselves in the future. How should I persuade my boyfriend when I see him worrying about the house?

There is no way to persuade him

Unless you can marry him without the house

He will I won’t worry anymore

You have to face the things that a man should face

What’s the point of worrying about him? My boyfriend is always thinking about the future and is very entangled. How should I comfort and persuade him?

Thinking about the future is better than thinking about nothing at all. My 24-year-old boyfriend always loves to play games. How should I persuade him?

Play the same game with him, and then torture him a thousand times in the game until he breaks down and stops playing.