After withdrawing cash with a credit card, you can repay in installments. You can withdraw cash in installments with your credit card after the bill is issued, but you have to call customer service to apply, and you have to pay a certain handling fee.

The bill installment business (hereinafter referred to as "bill installment") refers to the business in which our bank provides installment repayment services for the cardholder's consumption amount that has been billed according to the cardholder's application, including the current bill Installment business and past bill installment business.

The current bill installment business refers to applying for installments for the consumption amount of the current bill in the current period, and the past bill installment business refers to applying for installments for the consumption amount of previous bills (excluding current bills).

Extended information:

Bill installment can only be applied for by the principal cardholder of the personal credit card. Some specific credit card products do not support the bill installment function.

Cardholders can apply for installment of the current bill from the day after the current bill date to the end of business on the due repayment date of the current bill. Cardholders can also agree with our bank in advance to use our bank system on the bill date. Automatically handle current bill installments. If the repayment date for the current bill exceeds the due date, you can apply for installment of past bills from the day after the next bill date.

The minimum amount of a single bill installment transaction for a RMB account is 500 yuan, and the minimum amount for a single bill installment transaction for a foreign currency account is 50 USD/EUR/AUD.

The maximum amount of the current bill installment transaction shall not exceed the total amount of new consumption transactions in the current period bill of the corresponding account, and the maximum limit of the previous period bill installment transaction shall not exceed the total unpaid arrears of the corresponding account's previous period bill consumption transactions, and the amount of the installment has been processed Except for transactions not permitted under paragraph (3).

The amount of the current bill installment that is successfully processed is the lower of the total new consumption arrears in the current bill and the current consumption arrears balance in the cardholder's corresponding currency account when applying for the current bill installment;

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If due to repayment or other reasons, the credit card's consumption debt balance in the corresponding currency account is lower than the minimum amount of the current bill installment when applying for bill installment, the current bill installment will not be processed, and our bank system will handle it based on Except for bill installments agreed to be processed automatically.

Agricultural Bank of China-Bill Installment Details