Credit cards provide a lot of convenience for everyone's life, so many people apply for credit cards. Credit cards are divided into primary and secondary cards, so are the limits of the primary and secondary cards shared? Let's talk today.

Is the credit card sub-card and main card quota shared?

The credit lines of the primary card and the secondary card are shared. No matter how many primary and secondary cards you have, you all have the same credit limit. If the total amount is 10000 yuan, then one card is overdrawn by 5,000 yuan, and all other cards add up to 5,000 yuan.

The difference between the main card and the secondary card of a credit card.

1. Different credit lines: the credit line of the main card of a credit card is the total credit line of the cardholder, while the credit line of the auxiliary card is determined by the cardholder of the main card, and the maximum credit line cannot exceed the credit line of the main card;

2. The annual fee is different: the annual fee of the supplementary card is lower than that of the main card. Generally speaking, the annual fee of the supplementary card is half that of the main card;

3. Different status: the main card of the credit card has the management right of the secondary card, and the rights of the main card will be relatively larger;

4. Different application conditions: The application conditions of the main credit card will be stricter than those of the secondary credit card. Generally, anyone with a credit card master card can apply for a secondary card (except for cards that do not support secondary cards).

Therefore, the main card and the secondary card of a credit card can generally be applied together, or they can apply for the main card first and then the secondary card. The quota of the primary card and the secondary card is shared.