The limit is between 10,000 yuan and 50,000 yuan. As for the specific credit limit, the bank needs to make a comprehensive decision based on the applicant's various conditions.
The main factors that affect the approval of credit card limits are:
1. Income situation
Income has a great impact on credit card limits. If the applicant’s income is unstable , or the income is stable but not high, then the credit limit of the CITIC Yanka customized credit card will be low.
2. Asset status
If you want to apply for a high-value credit card, it is best to provide valid asset certificates such as real estate, cars, and time deposits under your name as auxiliary materials. Banks will issue higher credit limits to applicants with strong financial strength.
3. Credit information
A good credit record is a key factor in determining whether you can successfully apply for a credit card. If your credit record is stained, your credit card application will be rejected. If you want to successfully apply for the customized version of CITIC Yan Card, you must ensure that your personal credit report is good.