The interest-free repayment period of China Post Credit Card refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank accounting date to the last repayment date. The minimum is 20 days and the maximum is 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

Examples for calculating the interest-free period (how to calculate the interest-free period of 20 and 50 days respectively):

Assume that your bill date is the 17th of a certain month, and the payment due date ( Taking a month with 30 days as an example) is the 7th of the next month (if the month has 31 days, it is the 6th of the next month, and the size of the month is calculated accordingly).

If you spend 10,000 yuan on April 15th, and the payment is credited to your account on that day, the bank accounting date will be April 15th, because your statement date is April 15th. On April 17th, the repayment due date is May 7th, 20 days after the bill date, and the maximum interest-free period for this consumption is 23 days;

If you spend 10% on April 18th, 000 yuan, and the consumption amount is credited to your account on the same day, the bank accounting date is April 18. Since the consumption amount should be debited on the billing day of May 17, it is not until the due date of repayment. There are 50 days on June 6th, so the maximum interest-free period for this purchase is 50 days.

If you have other specific questions, it is recommended that you call the bank’s customer service staff and hope they can help you.