Yes, whether the same bank deposits money directly into the card on the deposit machine (no handling fee) or transfers money online (no handling fee for online banking of the same bank, but there is handling fee for online banking of different banks), the counter deposits money directly into the card (no handling fee for the same bank counter, but there is handling fee for different bank counters), as long as the money enters the card, this is repayment! So there are many ways to repay. Some are free, and some are charged.