Apply for a credit card according to your own conditions or wait until after work.
If you want to buy a music phone, there are several feasible ways for you: 1. Borrow from your family. It's only 2000 yuan anyway. It is very discouraged to apply for a credit card with a fake work certificate, and it is easy to steal personal data. If you are blacklisted, you can't apply for personal loans within 7 years. Let your parents apply for a credit card and then apply for a supplementary card for you, so that you can enjoy the convenience of the credit card in advance.
As long as your parents have legitimate and stable jobs, it is very easy to approve cards, with a quota of at least 5000+, and your secondary card will share the quota of the main card.
It is recommended that your parents apply for credit cards from China Merchants Bank, Bank of Communications and other joint-stock banks, because it is easy to approve cards and the initial amount is high. If your family has only four major banks, apply for an ICBC card.
The initial credit card limit is estimated by the credit card headquarters of each bank according to your application conditions, which is generally around 5000- 10000, except for particularly abnormal banks. I once applied for an ABC credit card with a credit limit of 200. % & gt_ & lt%
On the issue of staging, banks are different, which is roughly divided into 3.6.9. 12. 18.24 months. If you can't pay back the installment of the month because of your holiday, you should at least pay back the minimum repayment amount of the month (with interest). If you don't pay for several months in a row, the bank will remind you and finally add you to the blacklist.
After typing so many words, the landlord will reward you with 0 points. Anyway, you should add a few points. Good luck!