Credit card on your mobile phone, quickly apply online.

According to the mobile payment network, Huawei cards are already supported in 46 cities across the country, including most first- and second-tier cities in Beijing, Shanghai, Guangzhou and Shenzhen. Users in supported cities only need to use Huawei/HONOR and enter the Huawei Wallet App to quickly apply for a Huawei card, and enjoy rich benefits such as cash rebates and annual fee exemptions.

From an experience point of view, the Huawei card is very convenient to use.

First of all, the information that needs to be filled in in the application includes: personal identity information, mobile phone number, verification code, unit information, etc. And more detailed information about whether you are married, whether you have a house, whether you have a loan, etc. can help improve your credit limit and approval rate. Furthermore, after filling in the application information, you will enter the online approval process. After successful approval, the basic information of the card will appear, including card type, credit limit, card issuer, etc. It can be used after activation.

If your mobile phone is lost during use or the card needs to be reported lost, you can also handle it online. On the one hand, you can use Huawei Wallet App-Huawei Card-Card Management-Card Freezing; on the other hand, you can call the bank customer service hotline to apply for card freezing and cancellation to prevent fund losses.

As a new trendy credit card, Huawei Card is launched jointly with cooperative banks and UnionPay, using UnionPay’s standard “credit card”. Credit limits and approvals are done by partner banks. If the user does not meet the conditions for applying for a Huawei card, the card application may be unsuccessful. In addition, the same user can only apply for or activate one Huawei card (the same ID card and the same Huawei account are the same user). If you apply for a second Huawei card, the application will fail.

Huawei Card has the properties of electronic and physical dual cards. In addition to the digital form of mobile phones, you can also apply for physical cards. During the public beta, the author applied for a physical card. After receiving the physical card, he only needs to open the Huawei Wallet app and stick the physical card on the back of his phone to successfully activate the card. The card surface adopts a classic twisted rope pattern design, which can show a colorful streamer effect as the light changes, giving it a sense of technology. It is reported that the physical card application entrance will be officially opened in October.

The highlight of Huawei Card is the integrated rights management.

The impact of the epidemic has posed challenges to the offline business of the entire banking industry, and digital and contactless financial services have become the direction of transformation for financial institutions.

As an innovative financial technology service product, Huawei Card has made breakthroughs in card usage and rights protection, and is also an excellent case of digital financial services.

1. Bind Huawei Pay with one click and pay anytime, anywhere.

After applying for activation, the Huawei Card can be bound to Huawei Pay at the same time, or to third-party payment platforms such as WeChat and Alipay. After binding Huawei Pay to a third-party payment platform, users can use Huawei cards to enjoy online and offline payments anytime and anywhere. Of course, Huawei Card also supports overseas consumption and can be paid and used at POS machines with the UnionPay logo.

Secondly, rich exclusive rights and interests, think about what users want.

It is worth mentioning that Huawei Card has its own unique customization permissions. These rights include special rights such as cash rebates for consumption, VIP membership for Huawei products, and VIP room rights, as well as basic rights such as annual fee exemption, flight delay insurance, and theft insurance. Among them, Huawei Card holders can enjoy cash rebates through Huawei Pay. The cash rebate amount can be directly deposited into the change account and withdrawn to the bank card. The cash rebate record can be queried in real time.

Third, real-time card management is friendly and safe.

In addition to basic credit card services such as personal information, payment management, and card freezing, Huawei Card also provides intelligent and complete credit card management functions. Credit limits, consumption bills, and repayment amounts are intuitively presented, and key information is clear at a glance. Which real-time card management is very user friendly. On the one hand, the graphical display of consumption data for the month can clarify the consumption ratio and help users reasonably allocate expenses; on the other hand, Huawei cards have extremely high security and privacy guarantees. Applying for activation of Huawei Card requires real-name authentication and binding to a Huawei account.

Through the dual risk control system and biometric technology of Huawei and the bank, the authenticity and security of user account openings are guaranteed, and risks such as account theft are avoided. In terms of cards, after activation, the Huawei Card can be directly bound to Huawei Pay on Huawei mobile phones. Huawei Pay uses multiple protections such as TEE OS based on microkernel and biometric identification methods, as well as bank risk monitoring to ensure the safety of users' card use.

Huawei Card’s industry influence

From mobile banking cards, transportation cards, access cards, car keys to eID, touch-based, card-code integration, mobile POS, etc. Huawei Wallet has been sparing no effort to expand functions and services.

The implementation of Huawei Card has certain significance for the industry and Huawei Wallet itself, which is reflected in several aspects:

1. Huawei Card is the first domestically compatible card to cooperate with banks. Mobile phone manufacturers of electronic and physical credit cards have great reference significance for the industry. There are many forms of co-branded cards, but this is the first time that a mobile phone manufacturer and a bank have cooperated with both electronic and physical cards.

Second, the unique Huawei card brand label completes Huawei Pay’s payment service system. Huawei Card is a powerful complement to Huawei Wallet financial services. As a high-label product, it is conducive to increasing user stickiness and fan effect, and enhancing Huawei Pay's brand influence on the payment side. In addition, Huawei Card is also an important part of Huawei Wallet and even the entire Huawei ecosystem. Through payment, you can connect to other Huawei services to form a closed loop, creating a digital consumption ecological chain and a full-scenario smart life.

Thirdly, for the industry, under the digital transformation of banks, the digital experience of credit cards is the general trend. Digital credit cards have a more convenient and efficient card-using experience and are also suitable for the development trend of the mobile Internet, regardless of whether it is integrated with reality.

The form of physical card will be the direction that banks will actively try and expand in the future.

Smartphones will be the best carrier of mobile finance now and in the future. With the advent of the digital age, various technologies such as facial recognition, artificial intelligence, big data, and blockchain are developing rapidly. The attributes of financial digitalization, mobility, and diversification will become increasingly obvious. Mobile phone manufacturers serve as "bridges" in the industry chain. , I believe that the role it will play in the future will only become more and more important. Related questions and answers: