at present, all bank credit card withdrawals are based on the method of charging five ten thousandths of interest every day from the date of withdrawal and compounding interest on a monthly basis.
handling fee for cash advance in China by major banks.
ICBC: There is no handling fee for the local bank.
China Everbright Bank: 2.5% of the cash withdrawal amount, with the lowest 3 yuan and the highest 2 yuan.
agricultural bank: 1% of the transaction amount, with the lowest 1 yuan.
China Construction Bank: 1% of the cash withdrawal amount is the lowest in 1 yuan RMB and the highest in 5 yuan.
Bank of China: There is no handling fee for local banks.
China Merchants Bank: 1% of the advance cash, with the minimum charge of RMB 1 yuan (city) series credit cards free of handling fee.
Bank of Communications: 1% of the transaction amount, with a minimum of RMB 5 yuan per transaction (new standard).
An Bank: 2.5% of the transaction amount, with a minimum of RMB 25 yuan per transaction.
Minsheng Bank: .5% of the cash withdrawal amount of the Bank, with the minimum RMB of 1 yuan.
Industrial Bank: 2% of cash advance is charged, and the minimum charge is RMB 2 yuan.
China CITIC Bank: 3% of cash advance is charged, and the minimum charge is RMB 3 yuan.
Shanghai Pudong Development Bank: 3% of the cash withdrawal amount, with a minimum of RMB 3 yuan.
China guangfa bank: 2.5% of the cash withdrawal amount, with a minimum of RMB 1 yuan.