A credit card can help people solve many problems. For example, you can consume first and then repay, so many people want to apply for a credit card. But applying for a credit card is not easy, especially for people who are unemployed. Next, let’s take a look at how to apply if you don’t have a job.

Can I apply for a credit card if I don’t have a job?

1. If you already have a savings card on hand, you can apply for the card directly in online banking;

2. Provide your ID card and conduct identity verification online;

3. Check your credit status. If it is a white household, it means you have no credit and the chance of passing will be greater;

4. If you don’t have a job, you can contact a job, it can be a friend’s. If you don’t have one, then determine a landline number. It is best to answer it yourself or someone who knows you;

5 . Choose the card type that the bank vigorously promotes to apply, and wait for the bank's review.

Tips for applying for a credit card

1. Maintain good personal credit

Whether you have a job or not, to apply for a credit card, you must first have a good personal credit Credit, this credit is the basis for applying for a card. Therefore, if you go to a bank to apply for a credit card, you must at least make sure that you have no credit history, and it is best not to open an account.

2. Choose to apply online or apply for a credit card with a roadside salesperson

Compared with applying for a card at an offline counter, the threshold for applying for a credit card online is lower. During the process of applying for a credit card online, you only need to properly respond to the bank's phone call. Applying for a credit card is basically a sure thing.

In addition, for those who do not have a job, you can also find a bank staff who will set up a stall on the street to sell their credit cards. Since most of them have specific work goals, they will work especially hard to get the credit card. As long as you meet the basic conditions of this card, it is not difficult to pass, but the limit of this card may be a little difficult.

3. Use financial evidence to prove your financial strength

If unemployed people choose to apply for credit cards at offline bank counters, it is best to attach financial evidence to prove their financial strength, such as real estate. , automobile production, large deposits, etc.

Although banks always like to issue credit cards to groups with strong economic strength, it does not mean that you cannot apply if you don’t have a job. If you master the skills, you can still get approval.